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Paystack · Launched 2009
West African mobile money wallet, widely used where card penetration is low.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical aggregator MoMo collection fee.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a GHS 100.00 payment for comparison.
| 1.5%, capped at NGN 2,666.00 |
| NGN 1.50 |
| 1.50% |
| 14 Oct 2022 |
| Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Annual pricing review.
In Ghana, on the online channel: 1.5%, capped at GHS 22.93, in force since 17 Aug 2025 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 2 markets here: Ghana, Nigeria. A market missing from the list has not been recorded yet, which does not mean MTN Mobile Money is unavailable there.
It is recorded as instant. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Nigeria