MTN Mobile Money fees · UnifyPay

MTN Mobile Money

Paystack · launched 2009

West African mobile money wallet, widely used where card penetration is low.

Mobile moneyPersonal & businessInstant2 marketsNo chargebacks

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Estimate

Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical aggregator MoMo collection fee.

Market

GH NG

Current rate: 1.5%, capped at GHS 22.93
Cost on GHS 100.00: GHS 1.50
Since last change: −0.13 pp
Since 2019: −0.20 pp

Rate history, 🇬🇭 Ghana

Online · percentage component

Rates are step functions: each level holds until it is replaced.

Revision log

Every recorded change, newest first, with the movement from the rate it replaced.

1.50%−0.13 pp · −8.2%
17 Aug 2025 → current
1.63%−0.07 pp · −4.1%
4 Oct 2022 → 17 Aug 2025
Annual pricing review.
1.70%First on record
1 Jan 2019 → 4 Oct 2022

Fees by market

Online pricing across every country where this method is available, with the cost on a GHS 100.00 payment for comparison.

Market	Listed fee	Cost on 100	Effective	Since	Basis
Ghana	1.5%, capped at GHS 22.93	GHS 1.50	1.50%	17 Aug 2025	Estimate
Nigeria	1.5%, capped at NGN 2,666.00	NGN 1.50	1.50%	14 Oct 2022	Estimate