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European Payments Council · Online
Euro-area instant account-to-account transfers, settled in under ten seconds. The 2024 Instant Payments Regulation requires banks to price it no higher than a standard credit transfer.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical PSP payment initiation fee.
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
France
Ireland
Italy
Netherlands
Spain