SEPA Instant Credit Transfer fees in Italy

European Payments Council · Online

Euro-area instant account-to-account transfers, settled in under ten seconds. The 2024 Instant Payments Regulation requires banks to price it no higher than a standard credit transfer.

Real-time paymentPersonal & business

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Current rate

€0.20

In force since 13 Apr 2022Estimate

Cost on €100.00

€0.20

0.20% effective

Since last change

–0.00 pp

relative

Revisions recorded

Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical PSP payment initiation fee.

SEPA Instant Credit Transfer in other markets

FranceGermanyIrelandNetherlandsSpain

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.