UnionPay fees in China

UnionPay · Online

China's card network and, by cards issued, the largest in the world. Domestic merchant rates are capped by the regulator well below Western levels.

CardPersonal & business

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Current rate

0.6%

In force since 9 May 2024Reported rate

Cost on CN¥100.00

CN¥0.60

0.60% effective

Since last change

▼−0.03 pp

−4.6% relative

A scheme- or regulator-set rate, or a widely reported figure. Source: PBOC-capped domestic merchant service charge.

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Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.