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FX live, 150 of 153 currencies refreshed 15 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
China's card network and, by cards issued, the largest in the world. Domestic merchant rates are capped by the regulator well below Western levels.
A scheme- or regulator-set rate, or a widely reported figure. Source: PBOC-capped domestic merchant service charge.
In force since 1 Nov 2021
0.60% effective
−11.5% relative
Since 1 Jan 2019
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.