
Provider
Operator of the UK Faster Payments Service and Bacs Direct Debit.
UK recurring bank debit, the standard rail for subscriptions and utility billing.
Priced in 1 market · Headline rate 1% · Up to a week · Business
| Market | Listed fee | Channel | Status | In force since | Details |
|---|---|---|---|---|---|
| 1% + £0.20, capped at £4.00 | Online | Estimate | View |
UK near-instant account-to-account transfers. When used for merchant collection via open banking, pricing is a small flat fee rather than a percentage.
Priced in 1 market · Headline rate 0% · Instant · Personal & business
| Market | Listed fee | Channel | Status | In force since | Details |
|---|---|---|---|---|---|
| £0.20 | Online | Estimate | View |
It depends on the product and the market. Bacs Direct Debit (UK), headline rate 1% in 1 market; Faster Payments (UK), headline rate 0% in 1 market. The headline rate is the percentage part only; fixed fees, minimums and caps are listed per market.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
Its products here are payment methods businesses accept at checkout.
Its products are priced in 1 market here. A market missing from the list has not been recorded yet, which does not mean Pay.UK is absent there.
Each rate shows the date it took effect and whether it is published by Pay.UK, reported or estimated. The newest change shown took effect on 14 Jan 2023. Check with Pay.UK before relying on a figure.