India
Check an Indian Financial System Code, see which bank it belongs to, and optionally look up the branch and which payment systems it supports.
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Eleven characters: four letters for the bank, a zero that the Reserve Bank of India reserves for future use, and six letters or digits for the branch. NEFT, RTGS and IMPS transfers use it to route money to one branch of one bank.
An IFSC carries no checksum, so the checks are the layout and whether the bank code belongs to a real bank. A mistyped branch code can still match another real branch, which is why the branch lookup is worth doing before a large transfer.
Bank names are read from the open dataset published by Razorpay, built from the Reserve Bank of India's lists. The branch lookup asks Razorpay's free public IFSC service, and only when you press the button.
See the data sourceCorrect bank details are half of a good transfer. The other half is what it costs: the fee and the exchange-rate margin.
FAQ
It is printed on the cheque book and passbook, and shown in the bank's app and on its website's branch pages.
Only the IFSC, to Razorpay's public IFSC service, and only when you press the button. The format check itself runs in your browser.
No. An IFSC routes domestic transfers inside India. Money sent to India from abroad usually needs the bank's SWIFT/BIC code, and the IFSC of the receiving branch as well.
The Reserve Bank of India reserves it for future use. A code with anything else in that position is not a valid IFSC.
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