Mastercard vs Western Union

Mastercard vs Western Union · UnifyPay

Comparison

Mastercard vs Western Union

Compared only where both are actually priced. Telling you one is cheaper than a rail that does not operate in your market would not be a comparison, so the 24 shared markets below are the whole basis.

Mastercard

1 product · 236 markets

24cheaper inVisit site

Western Union

1 product · 24 markets

0cheaper inVisit site

Shared markets: 24
Only Mastercard: 212
Only Western Union: 0

Mastercard is cheaper in 24 of the 24 shared markets, Western Union in 0. Each side is priced on the equivalent of $100 through its cheapest product in that market, and both sides are always quoted on the same channel, since a card rate and a payout rate are not the same purchase.

Mastercard and Western Union fees in every market they both serve
Market	Mastercard	Western Union	Cheaper
BangladeshCurrency conversion	Visa / Mastercard International acceptance1.5%Estimate	Western Union3%Estimate	Mastercard
ColombiaCurrency conversion	Visa / Mastercard International acceptance1.5%Estimate	Western Union3%Estimate

Fees are compared on the equivalent of $100 so markets with different currencies rank against each other rather than by nominal number. A provider running several products is represented by whichever is cheapest in that market, which is the fairest read of “what would this cost me”. Rates marked 0% are genuinely free at the point of use, not missing data. The channel beside each market is the one both providers are quoted on.

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.