Cheapest way to take a payment in Philippines

Cheapest way to take a payment in Philippines · UnifyPay

Cheapest

🇵🇭 Cheapest way to take a payment in Philippines

Ranked on the equivalent of $100, because the ordering changes with the amount and a table without one is guesswork. Rails a merchant cannot accept are listed separately below rather than allowed to win.

★ Cheapest option

TapTap Send

0% effective · ₱0.00

Methods ranked

A merchant can accept these

Spread to the dearest

6.01 USD

Per $100 taken

All providers in PhilippinesPrice a specific amount

★
TapTap Send
TapTap Send · Instant
₱0.00
0%
Listed fee
No fee
Channel
Payout
Reported rateVisit site
2
Stablecoin settlement (USDC / USDT)
Circle · Instant
₱3.14
0.05%
Listed fee
₱3.14
Channel
Online
EstimateVisit site
3
Wise International transfer
Wise · Same day
₱56.39
0.90%
Listed fee
0.55% + ₱22.01
Channel
Payout
EstimateVisit site
4
Coinbase Commerce
Coinbase · Instant
₱62.51
1%
Listed fee
1%
Channel
Online
EstimateVisit site
5
GrabPay
Grab · Next day
₱112.52
1.80%
Listed fee
1.8%
Channel
Online
EstimateVisit site
6
ShopeePay
Sea Group · Next day
₱125.02
2%
Listed fee
2%
Channel
Online
EstimateVisit site
7
GCash
Mynt · Instant
₱125.02
2%
Listed fee
2%
Channel
Online
EstimateVisit site
8
Maya
Maya · Instant
₱125.02
2%
Listed fee
2%
Channel
Online
EstimateVisit site
9
TrueMoney
Ascend Money · Next day
₱125.02
2%
Listed fee
2%
Channel
Online
EstimateVisit site
10
JCB
JCB · 2-3 days
₱203.16
3.25%
Listed fee
3.25%
Channel
Online
EstimateVisit site
11
Visa / Mastercard International acceptance
Mastercard · 2-3 days
₱231.41
3.70%
Listed fee
3.4% + ₱18.87
Channel
Online
EstimateVisit site
12
PayPal Commercial transactions
PayPal · Instant
₱248.98
3.98%
Listed fee
3.49% + ₱30.82
Channel
Online
EstimateVisit site
13
dLocal
dLocal · Up to a week
₱281.30
4.50%
Listed fee
4.5%
Channel
Online
EstimateVisit site
14
MoneyGram
MoneyGram · Instant
₱313.53
5.02%
Listed fee
3% + ₱126.00
Channel
Payout
EstimateVisit site
15
Western Union
Western Union · Instant
₱375.79
6.01%
Listed fee
3.5% + ₱157.00
Channel
Payout
EstimateVisit site

Payment methods in Philippines, cheapest first
#	Method	Listed fee	Channel	Cost on $100	Effective	Basis	Go to provider
★	TapTap SendTapTap Send · Instant	No fee	Payout	₱0.00	0%	Reported rate	Visit site
2	Stablecoin settlement (USDC / USDT)

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.