Apple vs European Payments Council

Apple vs European Payments Council · UnifyPay

Comparison

Apple vs European Payments Council

Compared only where both are actually priced. Telling you one is cheaper than a rail that does not operate in your market would not be a comparison, so the 8 shared markets below are the whole basis.

Apple

1 product · 20 markets

0cheaper inVisit site

European Payments Council

4 products · 16 markets

8cheaper inVisit site

Shared markets: 8
Only Apple: 12
Only European Payments Council: 8

European Payments Council is cheaper in 8 of the 8 shared markets, Apple in 0. Each side is priced on the equivalent of $100 through its cheapest product in that market, and both sides are always quoted on the same channel, since a card rate and a payout rate are not the same purchase.

Apple and European Payments Council fees in every market they both serve
Market	Apple	European Payments Council	Cheaper
DenmarkOnline	Apple Pay2.9% + DKK 1.95Estimate	SEPA Credit TransferDKK 0.25Estimate	European Payments Council
FranceOnline	Apple Pay2.9% + €0.26Estimate	SEPA Request-to-Pay€0.15Estimate

Fees are compared on the equivalent of $100 so markets with different currencies rank against each other rather than by nominal number. A provider running several products is represented by whichever is cheapest in that market, which is the fairest read of “what would this cost me”. Rates marked 0% are genuinely free at the point of use, not missing data. The channel beside each market is the one both providers are quoted on.

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.