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Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 37 of 277, page 5 of 5
TerraPay is a payments company based in Amsterdam, Netherlands, founded in 2014. Its main focus is Global Real-Time Settlements, and it serves businesses worldwide. It lists support for Bank Transfer and Mobile Money.
Listed headline, unverified: “Per-transaction”
The Payments Factory is a banking-as-a-service provider founded in 2017. It operates in the United Kingdom. It lists support for Visa, Mastercard and SEPA.
Listed headline, unverified: “Custom pricing — TPF is sales-led with no public rate card; quotes provided via B2B contact form.”
Thepeer is a banking-as-a-service provider based in Lagos, Nigeria, founded in 2021. Its main focus is Nigerian Inter-App Transfers, and it operates in Nigeria.
Listed headline, unverified: “Per-transaction API”
Thredd is a banking-as-a-service provider based in United Kingdom, founded in 2007. Its main focus is Fintech Card Processing, and it operates in the United Kingdom, Singapore and the United States. It lists support for Visa and Mastercard.
Listed headline, unverified: “Custom enterprise pricing”
TigerPay is a payments company based in Tokyo, Japan, founded in 2020. Its main focus is Japanese E-Wallet, and it operates in Japan. It lists support for 5 payment methods, including Bitcoin, USDT and Bank Transfer.
Listed headline, unverified: “From 2% per transaction”
Tink is a payments infrastructure provider based in Stockholm, Sweden, founded in 2012. Its main focus is European Open Banking, and it operates in European Union and the United Kingdom. It lists support for Open Banking and Real Time Payments.
Listed headline, unverified: “Contact for pricing”
Token.io is a payments company based in London, United Kingdom, founded in 2015. Its main focus is Open Banking A2A Payments, and it operates in Europe. It lists support for Bank Transfer and Open Banking.
Listed headline, unverified: “Custom pricing”
Tranzzo is a banking-as-a-service provider based in Luxembourg, founded in 2016. Its main focus is Fintech startups and payment resellers, and it serves businesses worldwide. It lists support for 8 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Custom pricing for white-label services”
Treasury Prime is a banking-as-a-service provider based in San Francisco, California, founded in 2017. Its main focus is US Embedded Banking, and it operates in the United States. It lists support for 4 payment methods, including ACH, Bank Transfer and Debit Card.
Listed headline, unverified: “Custom pricing”
Treezor is a banking-as-a-service provider based in Paris, France, founded in 2016. Its main focus is European BaaS, and it operates in Europe. It lists support for 5 payment methods, including SEPA, Bank Transfer and Credit Card.
Listed headline, unverified: “Custom pricing”
Tremendous is a payments company based in New York, New York, founded in 2016. Its main focus is Bulk Incentive Payouts, and it serves businesses worldwide. It lists support for 5 payment methods, including PayPal, Bank Transfer and Gift Card.
Trolley is a payments company based in Toronto, Canada, founded in 2016. Its main focus is Creator & Marketplace Payouts, and it serves businesses worldwide. It lists support for 5 payment methods, including PayPal, Bank Transfer and Check.
Listed headline, unverified: “From $0.25 per payout”
TrueLayer is a payments company serving gaming based in London, United Kingdom, founded in 2016. Its main focus is Open Banking Payments, and it operates in European Union and the United Kingdom. It lists support for Open Banking and Real Time Payments.
Listed headline, unverified: “0.1-0.5%”
TymeBank is a payments company based in Johannesburg, South Africa, founded in 2018. Its main focus is South African Digital Banking, and it operates in South Africa. It lists support for 4 payment methods, including Bank Transfer, Debit Card and EFT.
Listed headline, unverified: “Zero monthly fees”
Ultima Payments is a payments company based in Bratislava, Slovakia, founded in 2018. It operates in Austria, Germany and Slovakia. It lists support for SEPA.
UnionDigital (Philippines) is a payments company based in Philippines, founded in 2022. Its main focus is Philippine Digital Banking, and it operates in the Philippines. It lists support for Bank Transfer and Crypto.
Listed headline, unverified: “Low fees”
United Overseas Bank (UOB) is a payments company. It operates in Malaysia and Singapore. It lists support for 5 payment methods, including Visa, Mastercard and Alipay.
Unlimit is a crypto payments company based in London, United Kingdom, founded in 2009. Its main focus is Global Local Acquiring, and it serves businesses worldwide. It lists support for 8 payment methods, including Apple Pay, Google Pay and Pix.
Listed headline, unverified: “Custom per-region pricing”
Upay Bangladesh is a payments company based in Dhaka, Bangladesh, founded in 2019. Its main focus is Bangladeshi UCB Mobile Financial Service, and it operates in Bangladesh. It lists support for Mobile Money.
Listed headline, unverified: “Low fees”
Varo Bank is a payments company based in San Francisco, California, founded in 2015. Its main focus is US Digital Banking, and it operates in the United States. It lists support for 4 payment methods, including ACH, Debit Card and Direct Deposit.
Listed headline, unverified: “No monthly fees”
Vitesse is a payments company based in London, United Kingdom, founded in 2014. It operates in Africa, Asia, Europe, Latin America, the Middle East, North America and Oceania. It lists support for 4 payment methods, including Visa, Mastercard and SEPA.
Listed headline, unverified: “Custom B2B pricing; not publicly listed. Pricing tied to volume, payment rail mix and insurance-program structure — quoted on engagement.”
Viva Wallet is a payments company based in Athens, Greece, founded in 2010. Its main focus is European SMEs, and it operates in European Union and the United Kingdom. It lists support for 9 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “From 1.20% + €0.05”
Wallester is a banking-as-a-service provider based in Tallinn, Estonia, founded in 2016. It operates in Asia, Europe, the Middle East, North America and Oceania. It lists support for Visa and SEPA.
Walley (Collector) is a payments company based in Gothenburg, Sweden, founded in 1999. Its main focus is BNPL & invoicing, and it operates in Europe. It lists support for 5 payment methods, including Bank Transfer, BNPL and Credit Card.
Listed headline, unverified: “1.95% + €0.25”
Weavr is a banking-as-a-service provider based in London, United Kingdom, founded in 2019. Its main focus is SaaS Embedded Finance, and it operates in the United Kingdom. It lists support for 4 payment methods, including SEPA, Bank Transfer and BNPL.
Listed headline, unverified: “Custom pricing”
Wio Bank is a payments company based in Abu Dhabi, UAE, founded in 2022. Its main focus is UAE Digital Banking, and it operates in the United Arab Emirates. It lists support for Bank Transfer and Bill Payment.
Listed headline, unverified: “Custom pricing”
Wompi is a payments company based in Medellin, Colombia, founded in 2019. Its main focus is Colombian Payments, and it operates in Colombia. It lists support for 4 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “2.79% + COP 900 per transaction”
Wyre is a crypto payments company based in San Francisco, California, founded in 2013. Its main focus is Crypto Payment Rails, and it operates in the United Kingdom and the United States. It lists support for 4 payment methods, including ACH, Bank Transfer and Crypto.
Listed headline, unverified: “From 0.25% per transaction”
Xendit is a payments company based in Jakarta, Indonesia, founded in 2015. Its main focus is Southeast Asian e-commerce, and it operates in Asia and Southeast Asia. It lists support for 22 payment methods, including Visa, Mastercard and Alipay.
Listed headline, unverified: “3%–4% + $0.8”
Yaspa is a crypto payments company founded in 2017. It operates in Europe and North America. It lists support for ACH and Fednow.
YeePay is a payments company based in Beijing, China, founded in 2003. Its main focus is Chinese Online Payment Platform, and it operates in China. It lists support for 5 payment methods, including Alipay, WeChat Pay and Bank Transfer.
Listed headline, unverified: “Custom pricing”
YenePay is a payments company based in Addis Ababa, Ethiopia, founded in 2018. Its main focus is Ethiopian Payment Gateway, and it operates in Ethiopia. It lists support for Bank Transfer and Mobile Money.
Listed headline, unverified: “2.5% per transaction”
YooKassa is a payments company based in Moscow, Russia, founded in 2013. Its main focus is Russian E-Commerce, and it operates in Russia. It lists support for 7 payment methods, including Bank Transfer, Cash and Credit Card.
Listed headline, unverified: “From 2.8% per transaction”
Zenith Bank (UK) is a payments company based in London, United Kingdom, founded in 2006. It operates in the United Kingdom and Nigeria. It lists support for SEPA and SWIFT.
Zeno Bank is a crypto payments company based in Samoa, founded in 2025. Its main focus is Global payments, and it operates in Africa, Asia, Europe, Global, the Middle East, North America, Oceania and South America. It lists support for 15 payment methods, including Bitcoin, USDT and Arbitrum.
Listed headline, unverified: “0.1%”
Zimpler is a payments company serving gaming based in Stockholm, Sweden, founded in 2012. Its main focus is Mobile-first payments, and it operates in Europe. It lists support for 4 payment methods, including Bank Transfer, Open Banking and Real Time Payments.
Listed headline, unverified: “2.9%”
Zone is a payments company based in Lagos, Nigeria, founded in 2019. Its main focus is African Blockchain Payments, and it operates in Kenya, Nigeria and South Africa. It lists support for Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “Per-transaction fees”
