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Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 50 of 50
AdvCash (now Volet.com) is a crypto payments company based in Toronto, Canada, founded in 2014. Its main focus is Multi-Currency E-wallet, and it serves businesses worldwide. It lists support for 15 payment methods, including Visa, Mastercard and SEPA.
Listed headline, unverified: “0-1%”
AlipayHK is a payments company based in Hong Kong, founded in 2017. Its main focus is HK-China payments, and it operates in Asia and Southeast Asia. It lists support for 4 payment methods, including Alipay, Bill Payment and Mobile Payment.
Listed headline, unverified: “1.5-2%”
Ant International is a payments company based in Singapore, founded in 2020. Its main focus is Asian Cross-Border Payment Hub, and it serves businesses worldwide. It lists support for 17 payment methods, including Visa, Mastercard and Pix.
Listed headline, unverified: “Custom pricing”
AstroPay is a payments company based in London, United Kingdom, founded in 2009. Its main focus is Emerging Market Wallet, and it serves businesses worldwide. It lists support for 6 payment methods, including Visa, Mastercard and Pix.
Listed headline, unverified: “Interchange fees + markup”
BitGo is a crypto payments company based in Palo Alto, California, USA, founded in 2013. Its main focus is Institutional crypto, and it serves businesses worldwide. It lists support for 4 payment methods, including Bitcoin, USDT and Ethereum.
Listed headline, unverified: “AUC-based (bps) + 0.25% withdrawal”
Bitpace is a crypto payments company based in London, United Kingdom, founded in 2016. Its main focus is Crypto to fiat, and it serves businesses worldwide. It lists support for 7 payment methods, including Bitcoin, USDT and Crypto.
Listed headline, unverified: “0.5-1%”
BitPay is a crypto payments company based in Atlanta, Georgia, founded in 2011. Its main focus is Bitcoin Payments, and it serves businesses worldwide. It lists support for 10 payment methods, including Bitcoin, Arbitrum and Base Chain.
Listed headline, unverified: “1-2% + $0.25”
Boost is a payments company based in Kuala Lumpur, Malaysia, founded in 2017. Its main focus is Malaysian e-commerce, and it operates in Malaysia. It lists support for 6 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “MDR: QR 1.0%, local credit card 1.3%, local debit card 0.8%, foreign card 3.0%”
Boost (Malaysia) is a payments company based in Kuala Lumpur, Malaysia, founded in 2017. Its main focus is Malaysian E-Wallet, and it operates in Malaysia. It lists support for Mobile Wallet and QR Code.
Listed headline, unverified: “Merchant fees from 1%”
Chainalysis is a crypto payments company based in New York, United States, founded in 2014. It serves businesses worldwide.
Listed headline, unverified: “Custom enterprise pricing (contact sales)”
CoinRemitter is a crypto payments company based in Singapore, founded in 2017. Its main focus is Crypto Payment Gateway for Businesses, and it serves businesses worldwide. It lists support for 8 payment methods, including Bitcoin, USDT and BNB.
Listed headline, unverified: “0.23%”
Craftgate is a payments company based in Istanbul, Turkey, founded in 2017. Its main focus is Turkish payment orchestration, and it operates in Spain and Türkiye. It lists support for 9 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Custom pricing”
EFTPOS Australia is a payments company based in Sydney, Australia, founded in 1984. It operates in Australia. It lists support for 7 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “22% wholesale scheme fee reduction (May 2025)”
Em@ney is a payments company based in Fgura, Malta, founded in 2012. It operates in Europe. It lists support for Mastercard, SEPA and SWIFT.
EZ-Link is a payments company based in Singapore, Singapore, founded in 2002. Its main focus is Singapore Transit & Micropayments, and it operates in Singapore. It lists support for Visa and Mastercard.
Listed headline, unverified: “Low per-transaction”
Faspay is a payments company based in Jakarta, Indonesia, founded in 2003. Its main focus is Indonesian Payment Aggregator, and it operates in Indonesia. It lists support for 6 payment methods, including Bank Transfer, Credit Card and Digital Wallet.
Listed headline, unverified: “From 2% per transaction”
FasterPay is a payments company founded in 2012. It operates in Africa, Asia, Europe, Latin America, the Middle East, North America and Southeast Asia. It lists support for 4 payment methods, including Visa, Mastercard and SEPA.
Flexpay Africa is a payments company based in Kinshasa, Democratic Republic of Congo, founded in 2018. Its main focus is DRC Payment Processing, and it operates in the Democratic Republic of the Congo. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Per-transaction fees”
Flow Jamaica is a payments company based in Kingston, Jamaica, founded in 2018. Its main focus is Paying Flow telecom bills in Jamaica, and it operates in Jamaica. It lists support for 5 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Flow does not charge for bill payment; third-party bank/cash-agency fees may apply”
Genie (Dialog) is a payments company based in Sri Lanka, founded in 2016. It operates in Sri Lanka. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Low transaction fees”
GoTo Financial is a payments company based in Jakarta, Indonesia, founded in 2015. Its main focus is Indonesian Fintech Ecosystem, and it operates in Southeast Asia. It lists support for 5 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “From 1% per transaction”
iPaymu is a payments company based in Jakarta, Indonesia, founded in 2012. Its main focus is Indonesian SME Payments, and it operates in Indonesia. It lists support for 7 payment methods, including Bank Transfer, BNPL and Cash.
Listed headline, unverified: “From 2% per transaction”
Mangopay is a payments company based in Luxembourg, founded in 2012. It serves businesses worldwide. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “1.45% + €0.45 for card payments; marketplace fees vary”
Mint is a crypto payments company. It serves businesses worldwide. It lists support for 15 payment methods, including Bitcoin, USDT and Arbitrum.
Listed headline, unverified: “0.5%–1%”
MobiKwik is a payments company based in Gurugram, India, founded in 2009. Its main focus is Indian Digital Wallet, and it operates in India. It lists support for Visa, Mastercard and Mobile Money.
Listed headline, unverified: “1.5-2%”
Moov Financial is a payments company based in Cedar Falls, Iowa, founded in 2018. Its main focus is Developer Payment Infrastructure, and it operates in the United States. It lists support for 6 payment methods, including ACH, Bank Transfer and Credit Card.
Listed headline, unverified: “Custom pricing”
NayaPay is a payments company based in Karachi, Pakistan, founded in 2019. Its main focus is Pakistani Digital Wallet, and it operates in Pakistan. It lists support for 4 payment methods, including Bank Transfer, Debit Card and Mobile Wallet.
Listed headline, unverified: “Custom pricing”
Novatti is a payments company based in Australia, founded in 2007. Its main focus is APAC Payment Technology, and it operates in Australia, New Zealand and Singapore. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Custom pricing”
Omise (OpnPayments) is a payments company based in Bangkok, Thailand, founded in 2013. It operates in Asia and Southeast Asia. It lists support for 5 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “2.9% + ฿20 for card payments; local methods vary”
Ooredoo Money is a payments company based in Doha, Qatar, founded in 2014. Its main focus is Qatar digital wallet, and it operates in Oman and Qatar. It lists support for 4 payment methods, including Mastercard, Bank Transfer and Mobile Wallet.
Listed headline, unverified: “1-2%”
Param is a payments company based in Istanbul, Turkey, founded in 2015. Its main focus is Turkish Marketplace Payments, and it operates in Türkiye. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Per-transaction”
PASMO is a payments company based in Tokyo, Japan, founded in 2007. Its main focus is Japanese Transit & E-Money, and it operates in Japan.
Listed headline, unverified: “Low merchant fees”
Paxum is a payments company serving high-risk merchants based in Dollard-Des Ormeaux, Quebec, Canada, founded in 2007. Its main focus is Adult Industry, and it serves businesses worldwide. It lists support for 8 payment methods, including Visa, Mastercard and USDT.
Listed headline, unverified: “~2-5%”
PAYCO is a payments company based in Seongnam, South Korea, founded in 2015. Its main focus is Korean Digital Wallet, and it operates in South Korea. It lists support for 4 payment methods, including Contactless, Credit Card and Mobile Wallet.
Listed headline, unverified: “Custom pricing”
Paylib is a payments company based in Paris, France, founded in 2013. Its main focus is French Digital Wallet, and it operates in France. It lists support for Bank Transfer, Contactless and Mobile Wallet.
Listed headline, unverified: “Free for consumers”
PayMe HK is a payments company based in Hong Kong, founded in 2017. Its main focus is Hong Kong Mobile Payments, and it operates in Hong Kong. It lists support for 4 payment methods, including Bank Transfer, Digital Wallet and Mobile Wallet.
Listed headline, unverified: “1.5-2.5% for merchant payments”
PayUSAtax is a payments company based in Louisville, Kentucky, founded in 2004. Its main focus is US Federal Tax Payments, and it operates in the United States. It lists support for 5 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “1.85% card, $2.14 debit”
Plix is a payments company based in Sliema, Malta. It operates in Europe. It lists support for 5 payment methods, including Visa, Mastercard and SEPA.
Prex Uruguay is a payments company based in Montevideo, Uruguay, founded in 2019. Its main focus is Uruguayan Digital Wallet, and it operates in Uruguay. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Low fees”
Prisma Medios de Pago is a payments company based in Argentina, founded in 1978. Its main focus is Argentine Payment Network, and it operates in Argentina. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Custom pricing”
Progresif Pay is a payments company based in Brunei, founded in 2019. Its main focus is Brunei Digital Payments, and it operates in Brunei. It lists support for Mobile Money.
Listed headline, unverified: “Low fees”
QIWI is a payments company based in Moscow, Russia, founded in 2007. Its main focus is Russian E-wallet, and it operates in Asia and Europe. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “2-3%”
Rabbit LINE Pay is a payments company based in Bangkok, Thailand, founded in 2018. Its main focus is Thai Transit & Mobile Payments, and it operates in Thailand. It lists support for Mobile Money.
Listed headline, unverified: “Low merchant fees”
Razer Gold is a payments company serving gaming based in Singapore, founded in 2018. Its main focus is Gaming Virtual Currency, and it serves businesses worldwide. It lists support for 5 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “Custom publisher fees”
saldiaPay is a payments company based in Zurich, Switzerland, founded in 2008. Its main focus is Swiss e-commerce and retail, and it operates in Switzerland. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “2.3% + CHF 0.25 for card processing”
T-Money is a payments company based in Seoul, South Korea, founded in 2004. Its main focus is Korean Transit & Micropayments, and it operates in South Korea.
Listed headline, unverified: “Low per-transaction”
Touch 'n Go is a payments company based in Kuala Lumpur, Malaysia, founded in 2017. Its main focus is Malaysian market, and it operates in Malaysia. It lists support for Mobile Wallet, NFC and QR Code.
Listed headline, unverified: “0.5% - 1%”
Touch 'n Go eWallet is a payments company based in Kuala Lumpur, Malaysia, founded in 2018. Its main focus is Malaysian Digital Payments, and it operates in Malaysia. It lists support for Mobile Money.
Listed headline, unverified: “Free P2P, merchant 0.7-1%”
Tpaga is a payments company based in Bogota, Colombia, founded in 2014. Its main focus is Colombian Mobile Payments, and it operates in Colombia. It lists support for 7 payment methods, including Visa, Bank Transfer and Bill Payment.
Listed headline, unverified: “Transaction-based”
Zalando Payments is a payments company based in Berlin, Germany, founded in 2017. It operates in Europe.
