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Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 60 of 732, page 1 of 13
1LINK (Pakistan) is a payments company based in Pakistan, founded in 2002. Its main focus is Pakistani Interbank Network, and it operates in Pakistan. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Per-transaction network fees”
2Checkout (Verifone) is a payments company based in Atlanta, Georgia, founded in 2006. Its main focus is Digital Goods, and it serves businesses worldwide. It lists support for 15 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “3.5% + €0.30 to 6% + €0.50”
A Place in the Sun Currency is a payments company founded in 2008. It operates in Europe.
A&B Money is a payments company based in London, United Kingdom, founded in 2009. It operates in the United Kingdom. It lists support for Mastercard, SEPA and SWIFT.
ABF PAY is a crypto payments company based in Canada, founded in 2020. It operates in Global. It lists support for 5 payment methods, including Mastercard, SEPA and Bank Transfer.
Acima is a payments company based in Draper, Utah, founded in 2013. Its main focus is No-Credit-Check Lease-to-Own, and it operates in Puerto Rico and the United States. It lists support for 6 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “Custom merchant pricing”
Activa Westernunion is a payments company. We have no further details on it yet.
Aether Financial Services is a payments company based in Paris, France, founded in 2015. It operates in Africa, Europe and the Middle East. It lists support for SEPA and SWIFT.
AffiniPay (8am) is a payments company based in Austin, Texas, United States, founded in 2005. Its main focus is Professional services, and it operates in Canada and the United States. It lists support for 6 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “2.95% + $0.30”
Afro International is a payments company based in Maryland, United States, founded in 2002. It operates in Africa, Europe and North America. It lists support for 4 payment methods, including Visa, Mastercard and Cash.
Airpay is a payments company. It operates in India. It lists support for 7 payment methods, including Visa, Mastercard and UPI.
AirPlus International is a payments company based in Neu-Isenburg, Germany, founded in 1989. It operates in Europe, North America and Oceania. It lists support for Mastercard.
Airtel Mobile Money is a payments company. We have no further details on it yet.
Alpha Group is a payments company. It operates in Europe, North America and Oceania. It lists support for SEPA, ACH and SWIFT.
Listed headline, unverified: “Custom corporate pricing; spread-based FX margins on spot/forward trades. No public rate card.”
Alpha Transfers is a payments company based in Brussels, Belgium. It operates in Belgium and Brazil. It lists support for SEPA.
Amadeus is a payments company based in Madrid, Spain, founded in 1987. Its main focus is Travel Distribution Payments, and it operates in Africa, Asia, Europe, Latin America, the Middle East, North America and Oceania. It lists support for Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “Per-booking fees”
Amazon Pay is a payments company based in Seattle, Washington, founded in 2007. Its main focus is E-commerce checkout, and it operates in Asia, Europe, Latin America, North America and Oceania. It lists support for 10 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “2.9% + $0.30”
Amdocs is a payments company based in Saint Peter Port, Guernsey (operational HQ: Chesterfield, Missouri, USA), founded in 1982. Its main focus is Telecom Billing & Payments, and it serves businesses worldwide. It lists support for 4 payment methods, including Carrier Billing, Credit Card and Debit Card.
Listed headline, unverified: “Custom enterprise pricing”
amnis is a payments company based in Zurich, Switzerland, founded in 2014. It operates in Europe. It lists support for Mastercard, SEPA and SWIFT.
AND CO (Fiverr) is a payments company based in New York, United States, founded in 2015. It operates in the United States. It lists support for 4 payment methods, including PayPal, Bank Transfer and Credit Card.
Listed headline, unverified: “Free; payment processing fees apply”
AppFolio is a payments company based in Santa Barbara, California, founded in 2006. Its main focus is Property Management Payments, and it operates in the United States. It lists support for 4 payment methods, including ACH, Credit Card and Debit Card.
Listed headline, unverified: “$1 per eCheck; 1.75% for Instant Pay”
Appzillon Digital Banking is a payments infrastructure provider based in USA, founded in 2011. Its main focus is Financial Service, and it operates in Africa, Asia, Europe, Latin America, the Middle East, North America and South America.
ArifPay is a payments company based in Addis Ababa, Ethiopia, founded in 2021. Its main focus is Ethiopian Digital Payments, and it operates in Ethiopia. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Transaction-based”
Asaas is a payments company based in Joinville, Brazil, founded in 2012. Its main focus is Brazilian Business Payments, and it operates in Brazil. It lists support for 6 payment methods, including Pix, Bank Transfer and Boleto.
Listed headline, unverified: “From R$0.49 per PIX”
AscendantFX is a payments company based in Toronto, Canada, founded in 2011. It operates in Canada, the United Kingdom and the United States. It lists support for SEPA, ACH and EFT.
Listed headline, unverified: “Custom pricing per payment type, currency, and destination; quoted upfront with no published rate card.”
AtoB is a payments company based in San Francisco, California, founded in 2019. Its main focus is Fleet Fuel Cards, and it operates in the United States. It lists support for Visa and Mastercard.
Listed headline, unverified: “No fees; discount on fuel”
Atome is a payments company based in Singapore, founded in 2019. It operates in Asia and Southeast Asia. It lists support for BNPL and Installments.
Listed headline, unverified: “Merchant fees vary; typically 3-5% for BNPL”
au PAY is a payments company based in Tokyo, Japan, founded in 2019. Its main focus is Japanese Telco Payments, and it operates in Japan. It lists support for Credit Card, Prepaid Card and QR Code.
Listed headline, unverified: “From 2.6% for merchants”
AutoFi is a payments company based in San Francisco, California, founded in 2015. Its main focus is Online Auto Sales & Finance, and it operates in the United States. It lists support for Bank Transfer and Credit Card.
Listed headline, unverified: “Custom pricing”
AvidXchange is a payments company based in Charlotte, North Carolina, founded in 2000. Its main focus is US Mid-Market AP Automation, and it operates in the United States. It lists support for 4 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “Platform + per-payment”
Ayoconnect is a payments company based in Jakarta, Indonesia, founded in 2016. Its main focus is Indonesian Fintech Infrastructure, and it operates in Indonesia. It lists support for 5 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “Custom API pricing”
AZA Finance (BitPesa) is a payments company based in Luxembourg City, Luxembourg, founded in 2013. Its main focus is African B2B Cross-Border & Treasury, and it operates in Africa. It lists support for Bank Transfer and Mobile Money.
Listed headline, unverified: “1-3% + FX”
Bakkt is a crypto payments company based in New York, New York, founded in 2018. Its main focus is Digital Asset & Loyalty Payments, and it operates in the United States. It lists support for 4 payment methods, including Bitcoin, USDT and ACH.
Listed headline, unverified: “Per-transaction”
Bamboo Payments is a payments company based in Uruguay, founded in 2018. Its main focus is LATAM Cross-Border Payments, and it operates in Latin America. It lists support for 6 payment methods, including Visa, Mastercard and Pix.
Listed headline, unverified: “Custom pricing”
Bancard (Paraguay) is a payments company based in Asuncion, Paraguay, founded in 1992. Its main focus is Paraguayan Payment Network, and it operates in Paraguay. It lists support for Visa, Mastercard and Amex.
Listed headline, unverified: “Per-transaction network fees”
Banco Bolivariano is a payments company. We have no further details on it yet.
Banco Caja Social is a payments company. We have no further details on it yet.
Banco Cooperativo Coopcentral is a payments company. We have no further details on it yet.
