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Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 60 of 732, page 6 of 13
Justworks is a payments company based in New York, New York, founded in 2012. Its main focus is Small Business PEO Payroll, and it operates in the United States. It lists support for ACH and Direct Deposit.
Listed headline, unverified: “$59/employee/month”
K&H Payment Services is a payments company. It operates in Europe. It lists support for 4 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “Custom merchant pricing on request; no public pricing published.”
Kabayan Remit is a payments company. It operates in Canada, the United Kingdom and the United States. It lists support for Visa and Mastercard.
Listed headline, unverified: “Transfer fees start at £2.99 (UK), US$2.99 (US) and C$3.99 (Canada); first transaction is free.”
KakaoPay Securities is a payments company based in Seongnam-si, South Korea, founded in 2008. Its main focus is Korean Financial Payments, and it operates in South Korea. It lists support for Bank Transfer.
Listed headline, unverified: “Custom pricing”
Kameo is a payments company based in Copenhagen, Denmark, founded in 2014. It operates in Denmark, Norway and Sweden. It lists support for SEPA.
Kareo is a payments company based in Irvine, California, founded in 2004. Its main focus is Independent Medical Practice Billing, and it operates in the United States. It lists support for 5 payment methods, including ACH, Check and Credit Card.
Listed headline, unverified: “Custom pricing”
Katanox is a payments company based in Amsterdam, Netherlands, founded in 2020. It operates in Europe and North America. It lists support for SEPA and ACH.
Katapult is a payments company based in New York, New York, founded in 2012. Its main focus is Lease-to-Own Financing, and it operates in the United States. It lists support for Check, Credit Card and Debit Card.
Listed headline, unverified: “Custom merchant pricing”
Kevin. is a payments company based in Vilnius, Lithuania, founded in 2018. Its main focus is European A2A Payments, and it operates in Europe. It lists support for SEPA and Bank Transfer.
Listed headline, unverified: “Custom pricing”
Khazna is a payments company based in Cairo, Egypt, founded in 2020. Its main focus is Egyptian Financial Super-App, and it operates in Egypt. It lists support for Bill Payment and Mobile Wallet.
Listed headline, unverified: “Varies by service”
KICC is a payments company based in South Korea, founded in 1987. Its main focus is Korean VAN Processing, and it operates in South Korea. It lists support for Visa and Mastercard.
Listed headline, unverified: “Per-transaction fees”
KindTap is a payments company serving high-risk merchants based in Boston, Massachusetts, founded in 2019. Its main focus is Cannabis Credit Payments, and it operates in the United States. It lists support for ACH, Credit Card and Debit Card.
Listed headline, unverified: “Custom pricing”
Klover is a payments company based in Kansas City, Missouri, founded in 2019. Its main focus is Financial Wellness App, and it operates in the United States. It lists support for Debit Card and Direct Deposit.
Listed headline, unverified: “Free with optional subscription”
Komgo is a payments company based in Geneva, Switzerland, founded in 2018. Its main focus is Commodity Trade Finance, and it operates in Switzerland, the United Kingdom and Singapore.
Listed headline, unverified: “Subscription + per-transaction”
Kopokopo is a payments company based in Nairobi, Kenya, founded in 2011. Its main focus is Kenyan M-Pesa Merchant Payments, and it operates in Kenya. It lists support for Bank Transfer, M-Pesa and Mobile Money.
Listed headline, unverified: “Custom pricing”
KORONA POS is an embedded payments provider based in Berlin, Germany, founded in 2011. Its main focus is Retail & Ticketing POS, and it operates in Germany and the United States. It lists support for 5 payment methods, including Cash, Contactless and Credit Card.
Listed headline, unverified: “From $59/month per terminal”
KUBRA is a payments company based in Tempe, Arizona, founded in 1992. Its main focus is Utility Bill Payments, and it operates in the United States. It lists support for 4 payment methods, including ACH, Cash and Credit Card.
Listed headline, unverified: “Custom enterprise pricing”
Kueski Pay is a payments company based in Mexico City, Mexico, founded in 2012. Its main focus is Mexican e-commerce and retail merchants, and it operates in Mexico. It lists support for BNPL and Installments.
Listed headline, unverified: “3-4% for BNPL transactions”
Kwik Transfer is a payments company based in Reading, United Kingdom. It operates in the United Kingdom.
Lago is a payments company based in Paris, France, founded in 2021. Its main focus is Open-Source Usage Billing, and it operates in France and the United States. It lists support for Bank Transfer, Credit Card and Direct Debit.
Listed headline, unverified: “Free open-source; Cloud from $300/month”
LawPay is a payments company based in Austin, Texas, founded in 2005. Its main focus is Legal Payment Processing, and it operates in the United States. It lists support for 4 payment methods, including ACH, Credit Card and Debit Card.
Listed headline, unverified: “From 2.95% per transaction”
LazyPay is a payments company based in Mumbai, India, founded in 2017. Its main focus is Indian Pay-Later Service, and it operates in India. It lists support for UPI, BNPL and Debit Card.
Listed headline, unverified: “Interest after billing cycle”
Lean Technologies is a payments company based in Riyadh, Saudi Arabia, founded in 2019. Its main focus is MENA Open Banking, and it operates in the United Arab Emirates and Saudi Arabia. It lists support for Bank Transfer and Direct Debit.
Listed headline, unverified: “Custom pricing”
LexCharge is a payments company based in Knoxville, Tennessee, US, founded in 2002. Its main focus is Law Firm Credit Cards, and it operates in the United States. It lists support for 7 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “2.85% + $0.30”
LianLian Pay is a payments company based in Hangzhou, China, founded in 2003. Its main focus is China Cross-Border Payments, and it serves businesses worldwide. It lists support for 4 payment methods, including Alipay, WeChat Pay and Bank Transfer.
Listed headline, unverified: “Custom pricing”
Lightspeed Commerce is a payments company based in Montreal, Canada, founded in 2005. Its main focus is Retail & Hospitality POS, and it operates in Europe, North America and Oceania. It lists support for 5 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2.6% + $0.10”
Lithic is a payments company based in New York, New York, founded in 2018. Its main focus is Card Issuing Infrastructure, and it operates in the United States. It lists support for Credit Card, Debit Card and Virtual Card.
Listed headline, unverified: “Custom pricing”
Lumon is a payments company founded in 2000. It operates in Ireland and Portugal.
Lunar is a payments company based in Copenhagen, Denmark, founded in 2015. It operates in Europe. It lists support for Bank Transfer, Credit Card and Digital Wallet.
Listed headline, unverified: “0-1% depending on account type”
Luno is a crypto payments company based in London, United Kingdom, founded in 2013. It operates in Africa, Asia, Europe, Oceania and Southeast Asia. It lists support for SEPA, Bitcoin and Ethereum.
Listed headline, unverified: “Tiered maker/taker fees with volume discounts; API is free to use. See luno.com/fees for current schedule.”
Lydia is a payments company based in Paris, France, founded in 2013. Its main focus is French Mobile Payments, and it operates in Europe. It lists support for 4 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “Free for P2P, merchant fees apply”
Lyf Pay is a payments company based in Paris, France, founded in 2017. Its main focus is French Mobile Payments, and it operates in France. It lists support for Contactless, NFC and QR Code.
Listed headline, unverified: “Merchant pricing varies”
Lyra is a payments company based in Toulouse, France, founded in 2001. Its main focus is French e-commerce, and it serves businesses worldwide. It lists support for 10 payment methods, including Visa, Mastercard and PayPal.
Listed headline, unverified: “Custom pricing”
Marex is a payments company based in London, United Kingdom, founded in 2005. It operates in Europe, North America and Oceania. It lists support for SEPA and SWIFT.
Listed headline, unverified: “Bespoke, institutional pricing — contact Marex sales for quotes; no published rate card.”
Marqeta is a payments infrastructure provider based in Oakland, California, founded in 2010. Its main focus is Modern Card Issuing, and it operates in European Union and the United States. It lists support for 4 payment methods, including Credit Card, Debit Card and Prepaid Card.
Listed headline, unverified: “0.12-0.5% of interchange”
Masabi is a payments company based in London, United Kingdom, founded in 2002. Its main focus is Transit Mobile Ticketing, and it operates in the United Kingdom and the United States. It lists support for 4 payment methods, including Contactless, Credit Card and Mobile Wallet.
Listed headline, unverified: “SaaS pricing”
MassPay is a payments company based in Austin, Texas, founded in 2016. Its main focus is Global Mass Payouts, and it operates in the United States. It lists support for 6 payment methods, including Bank Transfer, Crypto and Debit Card.
Listed headline, unverified: “Per-payout pricing”
Maxio is a payments company based in San Antonio, Texas, founded in 2009. Its main focus is B2B SaaS Billing, and it operates in the United States. It lists support for 4 payment methods, including ACH, Bank Transfer and Credit Card.
Listed headline, unverified: “Custom pricing”
MBANK (Kyrgyzstan) is a payments company based in Kyrgyzstan, founded in 2013. Its main focus is Kyrgyz Mobile Payments, and it operates in Kyrgyzstan. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Low fees”
Memberful is a payments company based in Nashville, Tennessee, founded in 2013. Its main focus is Creator Membership Platform, and it operates in the United States. It lists support for Apple Pay, Google Pay and Credit Card.
Listed headline, unverified: “From free; Pro 4.9% + $0.25”
MEME is a payments company based in Tokyo, Japan, founded in 2021. It operates in Japan.
Listed headline, unverified: “BankPay: no user-facing fees disclosed; school-fee service SukuPay charges institutions, not parents.”
Mercado Crédito is a payments company based in Buenos Aires, Argentina, founded in 2016. Its main focus is LATAM Marketplace Lending & BNPL, and it operates in Argentina, Brazil and Mexico. It lists support for 4 payment methods, including Visa, Mastercard and Pix.
Listed headline, unverified: “Interest-based”
Mercedes pay is a payments company based in Stuttgart, Germany, founded in 2018. It operates in Germany. It lists support for 4 payment methods, including Visa, Mastercard and PayPal.
Merchant One is a payments company based in Miami Beach, Florida, founded in 2002. Its main focus is Fast Merchant Approval, and it operates in the United States. It lists support for 5 payment methods, including PayPal, ACH and Contactless.
Listed headline, unverified: “0.29% - 1.99% per transaction”
Merex International is a payments company based in Copenhagen, Denmark. It operates in Denmark.
Listed headline, unverified: “No hidden fees; competitive walk-in spread on currency exchange and gold bar trades (rates published in-store).”
Merpay is a payments company based in Tokyo, Japan, founded in 2017. Its main focus is Japanese Mobile Payments, and it operates in Japan. It lists support for Digital Wallet, NFC and QR Code.
Listed headline, unverified: “Custom pricing”
Mesh Payments is a payments company based in New York, New York, founded in 2018. Its main focus is Corporate Spend Management, and it operates in the United Kingdom, Israel and the United States. It lists support for Credit Card, Mobile Wallet and Virtual Card.
Listed headline, unverified: “Custom pricing”
Meta Pay is a payments company based in Menlo Park, United States. It operates in Africa, Asia, Europe, Latin America, the Middle East, North America, Oceania and Southeast Asia. It lists support for 4 payment methods, including Visa, Mastercard and PayPal.
Metronome is a payments company based in San Francisco, California, founded in 2020. Its main focus is Enterprise Usage Billing, and it operates in the United States. It lists support for ACH, Credit Card and Wire Transfer.
Listed headline, unverified: “Custom pricing”
Mews Payments is an embedded payments provider based in Czech Republic, founded in 2012. Its main focus is Hotel Payment Processing, and it operates in Europe and North America. It lists support for 6 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Custom hospitality pricing”
