Loading page
Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 60 of 732, page 8 of 13
P2P is a payments company. We have no further details on it yet.
Paddle is a payments company based in London, United Kingdom, founded in 2012. Its main focus is SaaS Billing, and it serves businesses worldwide. It lists support for 9 payment methods, including Apple Pay, Google Pay and PayPal.
Listed headline, unverified: “5% + $0.50 per transaction”
Pago Fácil is a payments company based in Buenos Aires, Argentina, founded in 1999. Its main focus is Argentine Cash Collection, and it operates in Argentina. It lists support for 4 payment methods, including Bank Transfer, Cash and Credit Card.
Listed headline, unverified: “Per-transaction”
Pagos Net Bolivia is a payments company based in La Paz, Bolivia, founded in 2001. Its main focus is Bolivian Payment Network, and it operates in Bolivia. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Per-transaction”
PanPay is a payments company based in Shanghai, China, founded in 2017. It operates in Asia, Europe and North America. It lists support for SEPA, ACH and SWIFT.
Papaya Global is a payments company based in New York, New York, founded in 2016. Its main focus is Global Workforce Payments, and it serves businesses worldwide. It lists support for 5 payment methods, including SEPA, ACH and Bank Transfer.
Listed headline, unverified: “From $3 per payment”
Par Technology is an embedded payments provider based in New Hartford, New York, founded in 1968. Its main focus is Restaurant POS Technology, and it operates in the United States. It lists support for 6 payment methods, including Apple Pay, Google Pay and Credit Card.
Listed headline, unverified: “Custom pricing”
ParkMobile is a payments company based in Atlanta, Georgia, founded in 2008. Its main focus is Mobile Parking Payments, and it operates in the United States. It lists support for 4 payment methods, including Apple Pay, Google Pay and Credit Card.
Listed headline, unverified: “Small convenience fee per transaction”
PatientPay is a payments company based in Durham, North Carolina, founded in 2008. Its main focus is Medical Practice Billing, and it operates in the United States. It lists support for 4 payment methods, including Apple Pay, ACH and Credit Card.
Listed headline, unverified: “Per-statement pricing”
Patreon is a payments company based in San Francisco, California, founded in 2013. Its main focus is Creator Membership Payments, and it serves businesses worldwide. It lists support for 6 payment methods, including Apple Pay, PayPal and Credit Card.
Listed headline, unverified: “5-12% platform fee + payment processing”
PAX Technology is a payments company based in Shenzhen, China, founded in 2001. Its main focus is Payment Terminal Manufacturer, and it serves businesses worldwide. It lists support for 8 payment methods, including Apple Pay, Google Pay and Alipay.
Listed headline, unverified: “Hardware pricing varies”
Pax8 Payments is a payments company based in United States, founded in 2012. Its main focus is MSP Cloud Payments, and it operates in the United States. It lists support for 5 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “Custom pricing”
Paxful is a crypto payments company based in New York, New York, founded in 2015. Its main focus is P2P Bitcoin Marketplace, and it operates in Africa, Asia, Latin America and North America. It lists support for 5 payment methods, including Apple Pay, Bitcoin and Bank Transfer.
Listed headline, unverified: “Seller pays 1% escrow”
Paxos is a crypto payments company based in New York, New York, founded in 2012. Its main focus is Regulated Crypto Infrastructure, and it serves businesses worldwide. It lists support for 5 payment methods, including Bitcoin, Bank Transfer and Ethereum.
Listed headline, unverified: “Custom pricing”
Payability is a payments company based in New York, New York, founded in 2015. Its main focus is Amazon Seller Financing, and it operates in the United States. It lists support for Visa and ACH.
Listed headline, unverified: “2% of sales for instant access”
Payactiv is a payments company based in Annapolis, Maryland, founded in 2012. Its main focus is Earned Wage Access, and it operates in the United States. It lists support for Visa, ACH and Direct Deposit.
Listed headline, unverified: “$5 per transfer or employer-sponsored”
Payanywhere is a payments company based in Troy, Michigan, founded in 2011. Its main focus is US Mobile POS & Card Readers, and it operates in the United States. It lists support for 5 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2.69%”
PayArc is a payments company based in United States, founded in 2016. Its main focus is Transparent Merchant Processing, and it operates in the United States. It lists support for 6 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Interchange-plus from 0.15%”
PayByPhone is a payments company based in Vancouver, Canada, founded in 2001. Its main focus is Global Mobile Parking, and it operates in Europe, North America and Oceania. It lists support for 5 payment methods, including Apple Pay, Google Pay and PayPal.
Listed headline, unverified: “Small service fee per transaction”
PayCargo is a payments company based in Miami, Florida, founded in 2017. Its main focus is Freight Payment Platform, and it operates in Brazil, the Netherlands and the United States. It lists support for ACH, Credit Card and Wire Transfer.
Listed headline, unverified: “Transaction-based”
Paychex is a payments company based in Rochester, New York, founded in 1971. Its main focus is SMB Payroll Processing, and it operates in the United States. It lists support for 5 payment methods, including ACH, Check and Credit Card.
Listed headline, unverified: “Custom pricing”
Paycomet is a payments company based in Valencia, Spain, founded in 2010. Its main focus is Spanish e-commerce, and it operates in Spain and European Union. It lists support for 13 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “€0.10 per transaction”
Payfare is a payments company based in Toronto, Canada, founded in 2015. Its main focus is Gig Worker Instant Payouts, and it operates in the United States. It lists support for Credit Card, Debit Card and Prepaid Card.
Listed headline, unverified: “Custom B2B pricing”
Payflex is a payments company based in Cape Town, South Africa, founded in 2016. Its main focus is South African BNPL, and it operates in South Africa. It lists support for 4 payment methods, including BNPL, Credit Card and Debit Card.
Listed headline, unverified: “Merchant fees apply”
Paygatex is a crypto payments company based in Saint Kitts and Nevis, founded in 2023. It serves businesses worldwide. It lists support for 18 payment methods, including Bitcoin, USDT and Arbitrum.
Listed headline, unverified: “0.2%–1%”
Payhawk is a payments company based in London, United Kingdom, founded in 2018. Its main focus is European Spend Management, and it operates in Europe. It lists support for Bank Transfer, Corporate Card and Virtual Card.
Listed headline, unverified: “From €5/user/month”
PayIt is a payments company based in Kansas City, Missouri, founded in 2013. Its main focus is Government Bill Payments, and it operates in the United States. It lists support for 6 payment methods, including Apple Pay, Google Pay and ACH.
Listed headline, unverified: “Convenience fee model”
PayKickstart is a payments company based in United States, founded in 2016. Its main focus is Digital Product Sales Cart, and it operates in the United States. It lists support for 4 payment methods, including Visa, Mastercard and PayPal.
Listed headline, unverified: “$99 - $199/month + processing”
Payline Data is a payments company based in Chicago, Illinois, founded in 2009. Its main focus is Small Business Processing, and it operates in the United States. It lists support for 4 payment methods, including ACH, Check and Credit Card.
Listed headline, unverified: “Interchange-plus from 0.2%”
Paylocity is a payments company based in Schaumburg, Illinois, founded in 1997. Its main focus is Mid-Market Payroll Processing, and it operates in the United States. It lists support for ACH, Check and Direct Deposit.
Listed headline, unverified: “Custom per-employee pricing”
Paymark is a payments company based in New Zealand, founded in 1989. Its main focus is New Zealand EFTPOS Network, and it operates in New Zealand. It lists support for 6 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Per-transaction fees”
PayMaya Business is a payments company based in Taguig, Philippines, founded in 2018. Its main focus is Philippine Business Payment Acceptance, and it operates in the Philippines. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “1.5-2.5%”
PayMe (Israel) is a payments company based in Israel, founded in 2011. Its main focus is Israeli Digital Payments, and it operates in Israel. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “1.5% - 3% per transaction”
Payme (Uzbekistan) is a payments company based in Tashkent, Uzbekistan, founded in 2016. Its main focus is Uzbek Payment Platform, and it operates in Uzbekistan. It lists support for 7 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Low transaction fees”
Paymennt is a payments company based in Dubai, UAE, founded in 2018. Its main focus is MENA SME Payments, and it operates in the Middle East. It lists support for 4 payment methods, including Credit Card, Debit Card and Mobile Payment.
Listed headline, unverified: “From 2.25% per transaction”
PaymentCloud is a payments company serving high-risk merchants based in Los Angeles, California, founded in 2015. Its main focus is High Approval Rates, and it operates in the United States. It lists support for 6 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “~3-7%”
Paymentus is a payments company based in Charlotte, North Carolina, founded in 2004. Its main focus is Utility & Government Bill Pay, and it operates in the United States. It lists support for 8 payment methods, including Apple Pay, Google Pay and PayPal.
Listed headline, unverified: “Custom pricing”
Paymentwall is a payments company serving gaming based in San Francisco, United States, founded in 2010. Its main focus is Gaming & digital, and it serves businesses worldwide. It lists support for 10 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “Transaction-based (volume discounts)”
Paymo is a payments company based in Timisoara, Romania, founded in 2008. Its main focus is Freelancer Invoicing, and it serves businesses worldwide. It lists support for ACH and Credit Card.
Listed headline, unverified: “Custom pricing”
PayMyTuition is a payments company based in Montreal, Canada, founded in 2009. Its main focus is Student Tuition Payments, and it serves businesses worldwide. It lists support for 7 payment methods, including PayPal, Alipay and WeChat Pay.
Listed headline, unverified: “FX-based pricing”
PayNearMe is a payments company serving gaming based in San Jose, California, founded in 2009. Its main focus is iGaming Cash Payments, and it operates in the United States. It lists support for 9 payment methods, including Apple Pay, Google Pay and ACH.
Listed headline, unverified: “Custom pricing”
Paynet (Uzbekistan) is a payments company based in Uzbekistan, founded in 2005. Its main focus is Uzbek Bill & Merchant Payments, and it operates in Uzbekistan. It lists support for Bank Transfer and Mobile Money.
Listed headline, unverified: “Low per-transaction fees”
Payoneer is a payments company based in New York City, New York, United States, founded in 2005. Its main focus is Freelancer Payments, and it serves businesses worldwide. It lists support for 6 payment methods, including ACH, Bank Transfer and Credit Card.
Listed headline, unverified: “3.99% + $0.49”
Payouts Network is a payments company based in Charlotte, North Carolina, founded in 2014. Its main focus is US Instant Payout Infrastructure, and it operates in the United States. It lists support for ACH and Bank Transfer.
Listed headline, unverified: “Per-payout”
Payplug is a payments company based in Paris, France, founded in 2012. Its main focus is French SMEs, and it operates in European Union and France. It lists support for 13 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “1.5% + €0”
PayQwick is a payments company serving high-risk merchants based in Irvine, California, founded in 2015. Its main focus is Cannabis Banking Platform, and it operates in the United States. It lists support for ACH, Cash and Debit Card.
Listed headline, unverified: “Custom pricing”
Payrexx is a payments company based in Zurich, Switzerland, founded in 2009. Its main focus is Swiss and European e-commerce merchants, and it operates in Europe. It lists support for 16 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “1.65%–2.2% + 0.18 CHF”
Payrix is a payments company based in Ponte Vedra Beach, Florida, founded in 2015. Its main focus is SaaS Embedded Payments, and it operates in Australia and the United States. It lists support for 5 payment methods, including Apple Pay, Google Pay and ACH.
Listed headline, unverified: “Custom pricing”
PaySimple is a payments company based in Denver, Colorado, founded in 2006. Its main focus is Service Business Payments, and it operates in the United States. It lists support for 4 payment methods, including ACH, Credit Card and Debit Card.
Listed headline, unverified: “2.49% per transaction”
Paystation is a payments company based in Auckland, New Zealand, founded in 1998. Its main focus is NZ e-commerce, and it operates in New Zealand. It lists support for Visa, Mastercard and Amex.
Listed headline, unverified: “2.25% + NZ$0.30”
Paytrail is a payments company based in Helsinki, Finland, founded in 2007. Its main focus is Finnish e-commerce, and it operates in European Union and Finland. It lists support for 7 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “From €59/month + transaction fees”
PayU is a payments company based in Hoofddorp, Netherlands, founded in 2002. Its main focus is Global Emerging Markets, and it serves businesses worldwide. It lists support for 15 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2-3% (varies by country)”
Payválida is a payments company based in Bogotá, Colombia, founded in 2013. Its main focus is LATAM Cash-at-Store Online Payments, and it operates in Colombia, Ecuador and Mexico. It lists support for Bank Transfer.
Listed headline, unverified: “Per-transaction”
