Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 60 of 1419, page 17 of 24
PayU Poland is a payments company based in Poznan, Poland, founded in 2006. Its main focus is Polish enterprise, and it operates in European Union and Poland. It lists support for 11 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “2.2-2.5% + 0.30 PLN”
PayU Romania is a payments company based in Bucharest, Romania, founded in 2006. Its main focus is Romanian E-Commerce Payments, and it operates in Romania. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “1.5-3%”
PayU Turkey is a payments company based in Istanbul, Turkey (Global PayU headquarters: Poland), founded in 2002. It serves businesses worldwide. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “2.5% + ₺0.40 for cards; bank transfers 0.8%”
PayUSAtax is a payments company based in Louisville, Kentucky, founded in 2004. Its main focus is US Federal Tax Payments, and it operates in the United States. It lists support for 5 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “1.85% card, $2.14 debit”
Payválida is a payments company based in Bogotá, Colombia, founded in 2013. Its main focus is LATAM Cash-at-Store Online Payments, and it operates in Colombia, Ecuador and Mexico. It lists support for Bank Transfer.
Listed headline, unverified: “Per-transaction”
Payward is a crypto payments company founded in 2011. It operates in Asia, Europe, Latin America, North America and Oceania. It lists support for 4 payment methods, including Visa, Mastercard and SEPA.
Payway Cambodia is a payments company based in Cambodia, founded in 2016. Its main focus is Cambodian Payment Gateway, and it operates in Cambodia. It lists support for 6 payment methods, including Visa, Mastercard and Alipay.
Listed headline, unverified: “2.5% - 3% per transaction”
Paywise is a payments company based in Port Louis, Mauritius, founded in 2015. Its main focus is Mauritius and surrounding islands, and it operates in Mauritius and Réunion. It lists support for 5 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2.5% + Rs 10 for online payments”
PayXL is a crypto payments company based in Canada. It serves businesses worldwide. It lists support for 25 payment methods, including SEPA, Klarna and Bitcoin.
Listed headline, unverified: “Custom pricing”
PayXpert is a payments company based in Paris, France, founded in 2009. Its main focus is Enterprise White-Label Payments, and it serves businesses worldwide. It lists support for 10 payment methods, including Apple Pay, Google Pay and UPI.
Listed headline, unverified: “Custom pricing”
Payza is a payments company based in Montreal, Canada, founded in 2004. Its main focus is Global Online Payments, and it serves businesses worldwide. It lists support for 5 payment methods, including Bitcoin, Bank Transfer and Credit Card.
Listed headline, unverified: “2.5% + $0.25 per transaction”
PayZen is a payments company based in San Francisco, California, founded in 2019. Its main focus is Patient Financing, and it operates in the United States. It lists support for 4 payment methods, including ACH, Bank Transfer and Credit Card.
Listed headline, unverified: “Provider-funded”
Payzum is a crypto payments company founded in 2024. It operates in Africa, Asia, Global, Latin America, the Middle East, Oceania, South America and Southeast Asia. It lists support for 10 payment methods, including Bitcoin, USDT and Arbitrum.
Listed headline, unverified: “0.5% + 0 0”
Peach Payments is a payments company based in Cape Town, South Africa, founded in 2012. Its main focus is African e-commerce, and it operates in Kenya, Mauritius and South Africa. It lists support for 6 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2.85% + R0.99”
Pensio (Valitor) is a payments company based in Iceland, founded in 2014. Its main focus is Nordic Card Acquiring, and it operates in Denmark, the United Kingdom and Iceland. It lists support for Visa and Mastercard.
Listed headline, unverified: “Custom pricing”
Perpay is a payments company based in Philadelphia, Pennsylvania, founded in 2015. Its main focus is Payroll-Linked BNPL, and it operates in the United States. It lists support for BNPL.
Listed headline, unverified: “No interest for consumers”
Persona is a payments company based in San Francisco, California, founded in 2018. Its main focus is KYC Identity Infrastructure, and it operates in the United States.
Listed headline, unverified: “Per-verification pricing”
Personal Pay (Argentina) is a payments company based in Argentina, founded in 2020. Its main focus is Argentine Mobile Wallet, and it operates in Argentina. It lists support for Bank Transfer.
Listed headline, unverified: “Free for consumers”
Pesa is a payments company. It operates in Africa, Asia, Europe, the Middle East, North America and Oceania. It lists support for Visa and Mastercard.
Pesapal is a payments company based in Nairobi, Kenya, founded in 2009. Its main focus is East African Payments, and it operates in Africa. It lists support for 9 payment methods, including Visa, Mastercard and Google Pay.
Listed headline, unverified: “1.5%-3.5% per transaction”
Phreesia is a payments company based in Wilmington, Delaware, founded in 2005. Its main focus is Patient Intake & Payments, and it operates in the United States. It lists support for 6 payment methods, including Apple Pay, Google Pay and ACH.
Listed headline, unverified: “Custom pricing”
Pi Pay is a payments company based in Phnom Penh, Cambodia, founded in 2017. Its main focus is Cambodian QR Payments, and it operates in Cambodia. It lists support for Bank Transfer, Mobile Wallet and QR Code.
Listed headline, unverified: “Free for consumers”
PicPay is a payments company based in São Paulo, Brazil, founded in 2012. Its main focus is Brazilian Social Payments, and it operates in Brazil. It lists support for 7 payment methods, including Pix, Bank Transfer and Boleto.
Listed headline, unverified: “Merchant fees from 1.99%”
Pin Payments is a payments company based in Melbourne, Australia, founded in 2013. Its main focus is Australian startups, and it operates in Australia and New Zealand. It lists support for 8 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “1.75% + $0.30 domestic”
Pine Labs is a payments company based in Noida, India, founded in 1998. Its main focus is Indian Merchant Commerce, and it operates in India, Malaysia and Singapore. It lists support for 7 payment methods, including UPI, Contactless and Credit Card.
Listed headline, unverified: “Custom pricing”
Ping Payments is a payments company based in Örebro, Sweden, founded in 2017. It operates in Europe. It lists support for 10 payment methods, including Visa, Mastercard and PayPal.
Listed headline, unverified: “1.49% + SEK 1.50”
PingPong Payments is a payments company based in Hangzhou, China, founded in 2015. Its main focus is Cross-Border E-Commerce Payouts, and it serves businesses worldwide. It lists support for 4 payment methods, including Bank Transfer, Credit Card and Direct Debit.
Listed headline, unverified: “1% cross-border fee”
Pintail AG is a payments company based in Vaduz, Liechtenstein, founded in 2017. It operates in Africa and Europe. It lists support for SEPA and Cash.
Pivot Payments Limited is a payments company serving gaming based in Plot 19 Lumumba Avenue Rumee Building Level 3, founded in 2020. It operates in Global. It lists support for 16 payment methods, including Visa, Mastercard and Google Pay.
Listed headline, unverified: “Custom pricing”
Pivotal Payments is a payments company based in Canada, founded in 2003. Its main focus is Canadian Merchant Services, and it operates in North America. It lists support for Visa, Mastercard and Amex.
Listed headline, unverified: “Interchange-plus pricing”
Pix Itaú is a payments company based in São Paulo, Brazil, founded in 2020. Its main focus is Brazilian Itaú Bank Pix Payments, and it operates in Brazil. It lists support for Pix and Bank Transfer.
Listed headline, unverified: “Free for individuals”
PlacetoPay is a payments company based in Medellin, Colombia, founded in 2005. Its main focus is Latin American Payments, and it operates in Latin America. It lists support for 5 payment methods, including Bank Transfer, Cash Payment and Credit Card.
Listed headline, unverified: “Custom pricing”
Planet (formerly Planet Payment) is a payments company based in United Kingdom, founded in 2007. Its main focus is Hospitality & Retail Payments, and it operates in Asia, Europe, the Middle East and North America. It lists support for 6 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “Custom pricing”
Planet Payment is a payments company based in Ireland, founded in 2009. Its main focus is Hotel & Restaurant Payments, and it operates in Europe, the Middle East and North America. It lists support for Visa, Mastercard and Amex.
Listed headline, unverified: “Custom pricing”
Plastiq is a payments company based in San Francisco, California, founded in 2012. Its main focus is B2B Card Payments, and it operates in the United States. It lists support for 5 payment methods, including ACH, Bank Transfer and Check.
Listed headline, unverified: “2.99%–2.85%”
Plin is a payments company based in Lima, Peru, founded in 2020. Its main focus is Peru Interbank Transfers, and it operates in Peru. It lists support for Bank Transfer and Real Time Payments.
Listed headline, unverified: “Free for consumers”
Plix is a payments company based in Sliema, Malta. It operates in Europe. It lists support for 5 payment methods, including Visa, Mastercard and SEPA.
Plooto is a payments company based in Toronto, Canada, founded in 2015. Its main focus is SMB AP/AR Automation, and it operates in the United States. It lists support for 5 payment methods, including ACH, Check and Credit Card.
Listed headline, unverified: “From $25/month”
Pluxee is a payments company based in Issy-les-Moulineaux, France, founded in 2024. Its main focus is Employee Benefits Platform, and it operates in Asia, Europe and Latin America. It lists support for Gift Card, Mobile Wallet and Prepaid Card.
Listed headline, unverified: “Commission-based”
POLi is a payments company based in Melbourne, Australia, founded in 2006. Its main focus is NZ bank transfers, and it operates in New Zealand. It lists support for Open Banking.
Listed headline, unverified: “1%”
Pomelo is a banking-as-a-service provider based in Buenos Aires, Argentina, founded in 2021. Its main focus is LATAM Fintech Infrastructure, and it operates in Latin America. It lists support for Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “Custom pricing”
Portmone is a payments company based in Kyiv, Ukraine, founded in 2002. Its main focus is Ukrainian Online Payments, and it operates in Ukraine. It lists support for 5 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “Custom pricing”
PortWallet is a payments company based in Bangladesh, founded in 2014. Its main focus is Bangladesh E-Commerce Payments, and it operates in Bangladesh. It lists support for 4 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “2% - 3% per transaction”
PostFinance is a payments company based in Bern, Switzerland, founded in 1906. Its main focus is Swiss merchants, and it operates in Switzerland and Liechtenstein. It lists support for 4 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “1.2-1.8%”
Poynt (GoDaddy) is a payments company based in Palo Alto, California, founded in 2013. Its main focus is Smart Terminal Platform, and it operates in the United States. It lists support for 5 payment methods, including Apple Pay, Google Pay and Contactless.
Listed headline, unverified: “2.3% + $0.00 in-person”
PPRO is a payments company based in London, United Kingdom, founded in 2006. Its main focus is Local Payment Method Integration, and it operates in Asia, Europe and Latin America. It lists support for 16 payment methods, including Apple Pay, PayPal and Alipay.
Listed headline, unverified: “Custom pricing per method”
Preczn is a payments company based in United States, founded in 2020. Its main focus is SaaS Payment Orchestration, and it operates in the United States. It lists support for Visa, Mastercard and Amex.
Listed headline, unverified: “Custom pricing”
Premier Payment Solutions (PPS Money) is a payments company based in London, United Kingdom. It operates in the United Kingdom. It lists support for Visa and Mastercard.
Prepaid Financial Services is a banking-as-a-service provider. It operates in the United Kingdom and Ireland. It lists support for Mastercard.
Prex Uruguay is a payments company based in Montevideo, Uruguay, founded in 2019. Its main focus is Uruguayan Digital Wallet, and it operates in Uruguay. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Low fees”
Priority Technology Holdings is a payments company based in United States, founded in 2005. Its main focus is US SMB Payment Technology, and it operates in the United States. It lists support for Visa, Mastercard and Amex.
Listed headline, unverified: “Custom pricing”
Prisma Medios de Pago is a payments company based in Argentina, founded in 1978. Its main focus is Argentine Payment Network, and it operates in Argentina. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Custom pricing”
Privacy.com is a payments company based in New York, New York, founded in 2014. Its main focus is Consumer Virtual Cards, and it operates in the United States. It lists support for Debit Card and Virtual Card.
Listed headline, unverified: “Free personal plan, $10/month premium”
Privalgo is a payments company based in London, United Kingdom, founded in 2018. It operates in Europe. It lists support for 4 payment methods, including SEPA, Bacs and Chaps.
PrivatBank LiqPay is a payments company based in Dnipro, Ukraine, founded in 2008. Its main focus is Ukrainian Payments, and it operates in Ukraine. It lists support for 6 payment methods, including Apple Pay, Google Pay and Bank Transfer.
Listed headline, unverified: “1.3%–2%”
ProcessOut is a payments company based in San Francisco, California, founded in 2015. Its main focus is Payment Orchestration & Analytics, and it serves businesses worldwide. It lists support for 6 payment methods, including Apple Pay, Google Pay and PayPal.
Listed headline, unverified: “Custom pricing”