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Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 60 of 1419, page 19 of 24
Rocket (DBBL) is a payments company based in Dhaka, Bangladesh, founded in 2011. Its main focus is Bangladeshi Bank Mobile Money, and it operates in Bangladesh. It lists support for Bank Transfer and Mobile Money.
Listed headline, unverified: “Tiered fees”
Ronghan International is a payments company based in Shanghai, China, founded in 2011. It operates in Asia, Europe and North America. It lists support for 7 payment methods, including Visa, Mastercard and Alipay.
RoPay is a payments company based in Romania, founded in 2022. Its main focus is Romanian Instant Payments, and it operates in Romania. It lists support for Bank Transfer.
Listed headline, unverified: “Free for consumers”
Routable is a payments company based in San Francisco, California, founded in 2017. Its main focus is B2B AP/AR Automation, and it operates in the United States. It lists support for 4 payment methods, including ACH, Bank Transfer and Check.
Listed headline, unverified: “Custom pricing”
RouteOne is a payments company based in Farmington Hills, Michigan, founded in 2002. Its main focus is Auto Dealer Financing, and it operates in the United States.
Listed headline, unverified: “Custom pricing”
Sable International FX is a payments company founded in 1996. It operates in Africa, Europe, North America and Oceania.
Listed headline, unverified: “Bespoke per-transfer pricing; competitive exchange rates with low transfer fees disclosed up front, no published tariff.”
Sabre Corporation is a payments company based in Southlake, Texas, founded in 1960. Its main focus is Airline Payment Processing, and it operates in Asia, Europe, Latin America and North America. It lists support for Credit Card, Debit Card and Virtual Card.
Listed headline, unverified: “Per-segment/booking fees”
SADAD Bahrain is a payments company based in Manama, Bahrain, founded in 2006. Its main focus is Bahraini Bill Payment System, and it operates in Bahrain. It lists support for Bank Transfer.
Listed headline, unverified: “Per-transaction”
SadaPay is a payments company based in Islamabad, Pakistan, founded in 2019. Its main focus is Pakistani Digital Banking, and it operates in Pakistan. It lists support for 5 payment methods, including Apple Pay, Google Pay and Bank Transfer.
Listed headline, unverified: “Free basic account”
Safe Harbor Financial is a payments company serving high-risk merchants based in Denver, Colorado, founded in 2015. Its main focus is Cannabis Financial Services, and it operates in the United States. It lists support for ACH, Cash and Debit Card.
Listed headline, unverified: “Custom risk-based pricing”
Saferpay (Worldline) is a payments company based in Zurich, Switzerland, founded in 2002. Its main focus is Swiss Payment Gateway, and it operates in Europe. It lists support for 19 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Custom pricing”
SafetyPay is a payments company based in Panama, founded in 2006. Its main focus is Latin America Bank Transfers, and it operates in Latin America. It lists support for Bank Transfer.
Listed headline, unverified: “2% - 4% per transaction”
Safexpay is a payments company based in Mumbai, India, founded in 2017. Its main focus is Indian Multi-Channel Payment Aggregator, and it operates in India. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “1.5-2%”
Sage Intacct is a payments company based in San Jose, California, founded in 1999. Its main focus is Mid-Market ERP Payments, and it operates in Australia, the United Kingdom and the United States. It lists support for 4 payment methods, including ACH, Bank Transfer and Check.
Listed headline, unverified: “Custom enterprise pricing”
saldiaPay is a payments company based in Zurich, Switzerland, founded in 2008. Its main focus is Swiss e-commerce and retail, and it operates in Switzerland. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “2.3% + CHF 0.25 for card processing”
Salt Edge is a payments company based in Victoria, Canada, founded in 2013. Its main focus is European Open Banking, and it serves businesses worldwide. It lists support for SEPA and Bank Transfer.
Listed headline, unverified: “Custom pricing”
SaltPay is a payments company based in London, UK, founded in 2019. Its main focus is European SMB Payments, and it operates in Europe. It lists support for 9 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “From 0.99%”
Samsung Pay is a payments company based in Seoul, South Korea, founded in 2015. Its main focus is Samsung Device Payments, and it operates in Asia, Europe and North America. It lists support for 5 payment methods, including Contactless, Credit Card and Debit Card.
Listed headline, unverified: “Free for consumers”
SAP Concur is a payments company based in Bellevue, Washington, founded in 1993. Its main focus is Corporate Expense Management, and it operates in Asia, Europe and North America. It lists support for 4 payment methods, including ACH, Bank Transfer and Corporate Card.
Listed headline, unverified: “Custom enterprise pricing”
Sasapay is a payments company based in Kenya, founded in 2020. Its main focus is Kenyan Business PSP, and it operates in Kenya. It lists support for Mobile Money.
Listed headline, unverified: “From 0.5% per transaction”
Saxo Payments (Banking Circle) is a banking-as-a-service provider. It operates in Asia, Europe and Oceania. It lists support for SEPA, SWIFT and Swish.
SBPS (SoftBank Payment Service) is a payments company based in Japan, founded in 2004. Its main focus is Japanese Carrier Billing, and it operates in Japan. It lists support for 13 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “3% - 4% per transaction”
Scalapay is a payments company based in Milan, Italy, founded in 2019. Its main focus is European BNPL, and it operates in Europe. It lists support for 8 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Merchant fees vary by volume”
Scotiabank is a payments company. It operates in Asia, Europe, Latin America and North America. It lists support for 5 payment methods, including Visa, Mastercard and SEPA.
Listed headline, unverified: “Custom pricing for business banking and merchant services; card acceptance via Chase Merchant Services partner — published rates not disclosed by Scotiabank.”
Scratchpay is a payments company based in Pasadena, California, founded in 2016. Its main focus is Veterinary Payment & Financing, and it operates in the United States. It lists support for 4 payment methods, including BNPL, Credit Card and Debit Card.
Listed headline, unverified: “Custom pricing”
SeerBit is a payments company based in Lagos, Nigeria, founded in 2019. Its main focus is Pan-African Payment Gateway, and it operates in Africa. It lists support for 5 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “1.5% capped”
Segpay is a payments company serving high-risk merchants based in Florida, United States, founded in 2005. Its main focus is Adult Streaming, and it serves businesses worldwide. It lists support for 5 payment methods, including Visa, Mastercard and Discover.
Listed headline, unverified: “4-15% (high-risk)”
Selcom is a payments company based in Dar es Salaam, Tanzania, founded in 2006. Its main focus is East African Digital Payments, and it operates in Tanzania. It lists support for 5 payment methods, including Credit Card, Debit Card and M-Pesa.
Listed headline, unverified: “Custom pricing”
SenangPay is a payments company based in Kuala Lumpur, Malaysia, founded in 2015. Its main focus is Malaysian SME Payments, and it operates in Malaysia. It lists support for 7 payment methods, including Bank Transfer, BNPL and Credit Card.
Listed headline, unverified: “2%-3% per transaction”
Sendwave is a payments company based in Boston, Massachusetts, founded in 2014. Its main focus is Zero-Fee African Remittances, and it serves businesses worldwide. It lists support for Bank Transfer and Mobile Money.
Listed headline, unverified: “Zero fees, FX margin”
Sepaga is a payments company based in Nicosia, Cyprus. It operates in Cyprus. It lists support for 4 payment methods, including Visa, Mastercard and SEPA.
ServiceTitan is a payments company based in Glendale, California, founded in 2012. Its main focus is Home Service Payments, and it operates in the United States. It lists support for 4 payment methods, including ACH, Credit Card and Debit Card.
Listed headline, unverified: “Custom pricing”
Settle (Korea) is a payments company based in South Korea, founded in 2015. Its main focus is Korean Online PG, and it operates in South Korea. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Custom pricing”
Sezzle is a payments company based in Minneapolis, Minnesota, founded in 2016. Its main focus is Interest-Free Installments, and it operates in the United States. It lists support for 5 payment methods, including Apple Pay, Google Pay and BNPL.
Listed headline, unverified: “6% + $0.30”
Shell Card is a payments company. It operates in Europe.
Listed headline, unverified: “Subscription/monthly”
Shift4 is a payments company based in Allentown, Pennsylvania, founded in 1999. Its main focus is Hospitality & Retail, and it operates in European Union and the United States. It lists support for 9 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “0.05% + $0.03 above interchange”
Shinhan Bank is a payments company. It operates in Asia, Europe, the Middle East, North America, Oceania and Southeast Asia. It lists support for SEPA and SWIFT.
Listed headline, unverified: “Custom/relationship-based pricing for corporate banking, trade finance, and treasury services; not publicly disclosed.”
Shopier is a payments company based in Istanbul, Turkey, founded in 2013. Its main focus is Turkish e-commerce merchants, and it operates in Türkiye. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “2.6% + ₺0.50 for standard processing”
Shopify Payments is a payments company based in Ottawa, Canada, founded in 2013. Its main focus is Shopify Merchants, and it serves businesses worldwide. It lists support for 5 payment methods, including Apple Pay, Google Pay and PayPal.
Listed headline, unverified: “2.4%-2.9% + $0.30 per transaction”
Shopkeep (Lightspeed) is a payments company based in New York, New York, founded in 2008. Its main focus is iPad Retail POS, and it operates in the United States. It lists support for 5 payment methods, including Apple Pay, Google Pay and Contactless.
Listed headline, unverified: “From $49/month + processing”
Siam Commercial Bank ATM is a payments company. We have no further details on it yet.
Sightline Payments is a payments company serving gaming based in Las Vegas, Nevada, founded in 2007. Its main focus is Casino & Betting Payments, and it operates in the United States. It lists support for 5 payment methods, including ACH, Credit Card and Debit Card.
Listed headline, unverified: “Custom pricing”
Sigue is a payments company based in Sylmar, California, United States, founded in 1996. It operates in Africa, Asia, Europe, Latin America and North America. It lists support for Visa, Mastercard and Cash.
Siirto is a payments company based in Helsinki, Finland, founded in 2017. Its main focus is Finnish instant transfers, and it operates in Finland. It lists support for Mobile Payment and Real Time Payments.
Listed headline, unverified: “€0.20-0.50”
Simpl is a payments company based in Bangalore, India, founded in 2015. Its main focus is Indian BNPL Checkout, and it operates in India. It lists support for UPI, BNPL and Credit Card.
Listed headline, unverified: “Merchant fees apply”
SimplePay Hungary is a payments company based in Budapest, Hungary, founded in 2010. Its main focus is Hungarian Online Payments, and it operates in Hungary. It lists support for 6 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “1.5-2.5%”
Simplex is a crypto payments company based in Tel Aviv, Israel, founded in 2014. Its main focus is Crypto Exchange On-Ramp, and it serves businesses worldwide. It lists support for 7 payment methods, including Apple Pay, Google Pay and Pix.
Listed headline, unverified: “3.5%-5% per transaction”
SisalPay is a payments company based in Milan, Italy, founded in 2009. Its main focus is Italian retail, and it operates in Italy. It lists support for Bank Transfer, Bill Payment and Prepaid Card.
Listed headline, unverified: “1.5-2%”
SiTef (Software Express) is a payments company based in Brazil, founded in 1995. Its main focus is Brazilian Payment Middleware, and it operates in Brazil. It lists support for 6 payment methods, including Visa, Mastercard and Pix.
Listed headline, unverified: “Licensing fees”
SIX Payment Services is a payments company based in Zurich, Switzerland, founded in 1996. Its main focus is Swiss banking, and it serves businesses worldwide. It lists support for 9 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “1.3-1.9%”
SkinsBack is a payments company serving gaming based in Singapore, founded in 2015. Its main focus is Gaming skins payments, and it serves businesses worldwide.
Listed headline, unverified: “No fees”
Skipify is a payments company based in Detroit, Michigan, founded in 2019. Its main focus is Commerce Identity Network, and it operates in the United States. It lists support for Credit Card and Debit Card.
Listed headline, unverified: “Per-transaction pricing”
Skrill is a payments company serving gaming based in London, United Kingdom, founded in 2001. Its main focus is Gaming & Forex, and it serves businesses worldwide. It lists support for 4 payment methods, including Visa, Mastercard and Bitcoin.
Listed headline, unverified: “Free to merchants (user pays 1-5%)”
Skrill Rapid Transfer is a payments company. We have no further details on it yet.
