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Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 39 of 1419, page 24 of 24
Xflow is a crypto payments company based in Bengaluru, India, founded in 2021. It operates in India. It lists support for UPI.
Xolla is a payments company serving gaming based in Los Angeles, California, USA, founded in 2015. Its main focus is Game Distribution Platform, and it operates in Cyprus. It lists support for 5 payment methods, including Credit Card, Debit Card and Digital Wallet.
Listed headline, unverified: “Revenue share model”
Xoom is a payments company based in San Jose, California, USA, founded in 2001. Its main focus is PayPal International Remittances, and it serves businesses worldwide. It lists support for 4 payment methods, including PayPal, Bank Transfer and Credit Card.
Listed headline, unverified: “From $0 for some transfers”
Xsolla is a payments company serving gaming based in Los Angeles, California, founded in 2005. Its main focus is Game Monetization, and it operates in Africa, Asia, Europe, Latin America, the Middle East, North America, Oceania and Southeast Asia. It lists support for 17 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “5% single-price revenue share; no upfront cost”
XTransfer is a payments company based in Shanghai, China, founded in 2017. It serves businesses worldwide. It lists support for Bank Transfer.
Listed headline, unverified: “1.5-2.5% for B2B cross-border transfers”
Yapily is a payments infrastructure provider based in London, United Kingdom, founded in 2017. Its main focus is European Open Banking API, and it operates in Europe. It lists support for SEPA, Bank Transfer and Open Banking.
Listed headline, unverified: “Per-API-call pricing”
Yaspa is a crypto payments company founded in 2017. It operates in Europe and North America. It lists support for ACH and Fednow.
YayPay (Quadient) is a payments company based in Bagneux, France, founded in 2015. Its main focus is AI AR Automation, and it operates in the United Kingdom and the United States. It lists support for ACH, Credit Card and Wire Transfer.
Listed headline, unverified: “Custom pricing”
YeePay is a payments company based in Beijing, China, founded in 2003. Its main focus is Chinese Online Payment Platform, and it operates in China. It lists support for 5 payment methods, including Alipay, WeChat Pay and Bank Transfer.
Listed headline, unverified: “Custom pricing”
YenePay is a payments company based in Addis Ababa, Ethiopia, founded in 2018. Its main focus is Ethiopian Payment Gateway, and it operates in Ethiopia. It lists support for Bank Transfer and Mobile Money.
Listed headline, unverified: “2.5% per transaction”
Yokoy is a payments company based in Zurich, Switzerland, founded in 2019. Its main focus is AI Expense Automation, and it operates in Europe. It lists support for Credit Card, Debit Card and Virtual Card.
Listed headline, unverified: “Custom pricing”
YooKassa is a payments company based in Moscow, Russia, founded in 2013. Its main focus is Russian E-Commerce, and it operates in Russia. It lists support for 7 payment methods, including Bank Transfer, Cash and Credit Card.
Listed headline, unverified: “From 2.8% per transaction”
YooMoney is a payments company based in Moscow, Russia, founded in 2002. Its main focus is Russian Digital Wallet & Payments, and it operates in Russia. It lists support for Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “1-3%”
Zahls.ch is a payments company based in Zurich, Switzerland, founded in 2010. Its main focus is Swiss e-commerce merchants, and it operates in Switzerland. It lists support for 17 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2.3%–5% + 0.25 CHF”
Zai (formerly Assembly) is a payments company based in Australia, founded in 2012. Its main focus is Australian Payment Infrastructure, and it operates in Australia. It lists support for 5 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “1.5%–2.8% + $0.3”
ZainCash is a payments company based in Iraq, founded in 2016. Its main focus is Iraqi Mobile Money, and it operates in Iraq. It lists support for Mobile Money.
Listed headline, unverified: “Low transaction fees”
Zalando Payments is a payments company based in Berlin, Germany, founded in 2017. It operates in Europe.
ZaloPay is a payments company based in Ho Chi Minh City, Vietnam, founded in 2017. Its main focus is Vietnamese e-wallet, and it operates in Vietnam. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “1% - 2%”
Zamtel Kwacha is a payments company based in Zambia, founded in 2013. Its main focus is Zambian Mobile Money, and it operates in Zambia. It lists support for Mobile Money.
Listed headline, unverified: “Low transaction fees”
Zapper is a payments company based in Cape Town, South Africa, founded in 2013. Its main focus is South African QR Payments, and it operates in South Africa. It lists support for Bank Transfer and QR Code.
Listed headline, unverified: “From 1.5% per transaction”
ZarinPal is a payments company based in Tehran, Iran, founded in 2012. Its main focus is Iranian E-Commerce Payment Gateway, and it operates in Iran. It lists support for Bank Transfer.
Listed headline, unverified: “Free for merchants”
Zebit is a payments company based in United States, founded in 2015. Its main focus is Underbanked Consumer Credit, and it operates in the United States. It lists support for Visa, Mastercard and ACH.
Listed headline, unverified: “Merchant fees apply”
ZeePay is a payments company based in Accra, Ghana, founded in 2017. Its main focus is Ghana Mobile Money Interoperability, and it operates in Africa. It lists support for Bank Transfer and Mobile Money.
Listed headline, unverified: “Varies by corridor”
Zeffy is a payments company based in Montreal, Canada, founded in 2018. Its main focus is Zero-Fee Nonprofit Payments, and it operates in the United States. It lists support for 6 payment methods, including Apple Pay, Google Pay and ACH.
Listed headline, unverified: “Free”
Zego (PayLease) is a payments company based in San Diego, California, founded in 2003. Its main focus is US Rent & Property Payments, and it operates in the United States. It lists support for 7 payment methods, including Visa, Mastercard and PayPal.
Listed headline, unverified: “Per-transaction”
Zen Payments is a payments company serving high-risk merchants based in Provo, Utah, USA, founded in 2016. Its main focus is High-Risk Merchant Processing, and it operates in the United States. It lists support for 4 payment methods, including Apple Pay, Google Pay and Credit Card.
Listed headline, unverified: “Custom risk-based pricing”
Zenith Bank (UK) is a payments company based in London, United Kingdom, founded in 2006. It operates in the United Kingdom and Nigeria. It lists support for SEPA and SWIFT.
Zeno Bank is a crypto payments company based in Samoa, founded in 2025. Its main focus is Global payments, and it operates in Africa, Asia, Europe, Global, the Middle East, North America, Oceania and South America. It lists support for 15 payment methods, including Bitcoin, USDT and Arbitrum.
Listed headline, unverified: “0.1%”
Zero Hash is a crypto payments company based in Chicago, Illinois, founded in 2017. Its main focus is Enterprise Crypto Infrastructure, and it operates in the United States. It lists support for Crypto and Stablecoin.
Listed headline, unverified: “Custom B2B pricing”
ZeroPay is a payments company based in Seoul, South Korea, founded in 2018. Its main focus is Korean Government Payments, and it operates in South Korea. It lists support for Bank Transfer and QR Code.
Listed headline, unverified: “0% for small merchants”
Zettle is a payments company based in Stockholm, Sweden, founded in 2010. Its main focus is EU retail, and it operates in Europe and Latin America. It lists support for 8 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “1.75% per transaction (EU)”
Zimpler is a payments company serving gaming based in Stockholm, Sweden, founded in 2012. Its main focus is Mobile-first payments, and it operates in Europe. It lists support for 4 payment methods, including Bank Transfer, Open Banking and Real Time Payments.
Listed headline, unverified: “2.9%”
Zip Business is a payments company based in Sydney, Australia, founded in 2013. Its main focus is B2B Trade Credit, and it operates in Australia and the United States. It lists support for PayPal, Credit Card and Debit Card.
Listed headline, unverified: “Custom B2B pricing”
Zoho Payments is a payments company based in Chennai, India, founded in 2022. Its main focus is Zoho Ecosystem Payments, and it operates in Asia, Europe and North America. It lists support for ACH and Credit Card.
Listed headline, unverified: “2.9% + $0.30”
Zola Suite Payments is a payments company based in New York, USA, founded in 2014. Its main focus is Legal Practice Integrated Payments, and it operates in the United States. It lists support for 4 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “2.9% + $0.30”
Zone is a payments company based in Lagos, Nigeria, founded in 2019. Its main focus is African Blockchain Payments, and it operates in Kenya, Nigeria and South Africa. It lists support for Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “Per-transaction fees”
ZPAY is a payments company. It operates in Italy. It lists support for 4 payment methods, including Visa, Mastercard and SEPA.
Zuora is a payments company based in Redwood City, California, founded in 2007. Its main focus is Enterprise Subscription Billing, and it serves businesses worldwide. It lists support for 8 payment methods, including Apple Pay, Google Pay and PayPal.
Listed headline, unverified: “Enterprise pricing from $75K/year”
