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Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 60 of 1419, page 4 of 24
Blue Media is a payments company based in Sopot, Poland, founded in 2003. Its main focus is Polish Payment Infrastructure, and it operates in Poland. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “0.99-1.5%”
Bluecode is a payments company based in Vienna, Austria, founded in 2017. Its main focus is Mobile payments, and it operates in Africa and Europe. It lists support for 4 payment methods, including Contactless, Mobile Payment and NFC.
Listed headline, unverified: “0.95-1.5%”
Bluefin is a payments company based in Atlanta, Georgia, USA, founded in 2007. Its main focus is Payment Security, and it operates in Ireland and the United States. It lists support for 6 payment methods, including Apple Pay, Google Pay and ACH.
Listed headline, unverified: “Custom pricing”
BlueSnap is a payments company based in Waltham, Massachusetts, founded in 2001. Its main focus is B2B Payments, and it serves businesses worldwide. It lists support for 14 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2.9% + $0.30”
BNC is a payments company. It operates in Africa, Europe and Latin America. It lists support for Cash.
BnkPro is a payments company based in London, United Kingdom. It operates in Europe. It lists support for 5 payment methods, including Mastercard, SEPA and Bacs.
BNP Paribas is a payments company. It operates in Asia, Europe, the Middle East and Oceania. It lists support for SEPA.
BOA Euroservices is a payments company based in Madrid, Spain, founded in 2012. It operates in Europe. It lists support for Visa, Mastercard and SEPA.
BOG Pay is a payments company based in Tbilisi, Georgia, founded in 2012. Its main focus is Georgian Payment Processing, and it operates in Georgia. It lists support for 4 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “2.5% per transaction”
Boku is a payments company based in London, United Kingdom, founded in 2008. Its main focus is Carrier Billing, and it serves businesses worldwide. It lists support for Carrier Billing, Digital Wallet and Mobile Money.
Listed headline, unverified: “Custom pricing”
Bold Colombia is a payments company based in Bogotá, Colombia, founded in 2019. Its main focus is Colombian SME Payments, and it operates in Colombia. It lists support for 7 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “From 2.99% + $900 COP per transaction”
Bole Atlantic is a payments company based in London, United Kingdom, founded in 2002. It operates in Ethiopia, the United Kingdom and the United States.
Listed headline, unverified: “Provider claims transparent, competitive transaction fees with no hidden charges; specific rates not published publicly.”
Bolt is a payments company based in San Francisco, California, founded in 2014. Its main focus is One-Click Checkout, and it operates in Canada, the United Kingdom and the United States. It lists support for 12 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Custom pricing”
Bond is a banking-as-a-service provider based in San Francisco, California, USA, founded in 2019. Its main focus is Embedded Finance Platform, and it operates in the United States. It lists support for 4 payment methods, including ACH, Bank Transfer and Credit Card.
Listed headline, unverified: “Platform subscription”
Booking Holdings Financial Services is a payments company. It operates in Europe. It lists support for Visa and Mastercard.
Boost is a payments company based in Kuala Lumpur, Malaysia, founded in 2017. Its main focus is Malaysian e-commerce, and it operates in Malaysia. It lists support for 6 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “MDR: QR 1.0%, local credit card 1.3%, local debit card 0.8%, foreign card 3.0%”
Boost (Malaysia) is a payments company based in Kuala Lumpur, Malaysia, founded in 2017. Its main focus is Malaysian E-Wallet, and it operates in Malaysia. It lists support for Mobile Wallet and QR Code.
Listed headline, unverified: “Merchant fees from 1%”
Borgun is a payments company based in Reykjavik, Iceland, founded in 1904. Its main focus is Icelandic merchants, and it operates in Europe. It lists support for 8 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “1.4-2%”
BORICA is a payments company based in Bulgaria, founded in 1995. Its main focus is Bulgarian Card Processing, and it operates in Bulgaria. It lists support for Visa and Mastercard.
Listed headline, unverified: “Per-transaction fees”
Bottomline Technologies is a payments company based in Portsmouth, New Hampshire, USA, founded in 1989. Its main focus is Enterprise B2B Payment Automation, and it operates in Switzerland, the United Kingdom and the United States. It lists support for ACH and Bank Transfer.
Listed headline, unverified: “Custom enterprise pricing”
Boulevard is a payments company based in Los Angeles, California, founded in 2016. Its main focus is Premium Salon Platform, and it operates in the United States. It lists support for Credit Card, Debit Card and Gift Card.
Listed headline, unverified: “3% credit card processing; Boulevard Offset program passes 3% to client with 1% merchant fee. Subscription tiers: Essentials $158/mo, Premier $263/mo, Prestige $369/mo, Enterprise custom.”
BP Remit is a payments company. It operates in Europe. It lists support for Cash.
Listed headline, unverified: “From ~1% per transfer on selected corridors (e.g. EU-to-Lithuania at 1% flat per TAdviser); rates vary by corridor and payout method.”
BPI Bank OF THE Philippine Islands is a payments company. We have no further details on it yet.
Braintree is a payments company based in Chicago, Illinois, founded in 2007. Its main focus is Mobile Apps, and it serves businesses worldwide. It lists support for 9 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2.89% + $0.29”
Branch is a payments company based in Minneapolis, Minnesota, US, founded in 2015. It operates in the United States. It lists support for 4 payment methods, including Mastercard, ACH and Debit Card.
Listed headline, unverified: “Custom pricing for employers”
Branch International is a payments company based in San Francisco, United States, founded in 2015. Its main focus is Emerging Market Mobile Lending, and it operates in Africa and Asia. It lists support for 4 payment methods, including Visa, Mastercard and Bank Transfer.
Listed headline, unverified: “Interest on loans; wallet fees vary”
Brankas is a payments infrastructure provider based in Singapore, founded in 2016. Its main focus is SEA Open Finance & Bank API, and it operates in Southeast Asia. It lists support for Bank Transfer and BNPL.
Listed headline, unverified: “Per-API call”
Breeze ChMS is a payments company based in Grand Rapids, Michigan, United States, founded in 2012. Its main focus is Church Management Giving, and it operates in the United States. It lists support for 5 payment methods, including Apple Pay, Google Pay and ACH.
Breinrock is a banking-as-a-service provider based in Toronto, Canada. It operates in Europe, the Middle East and North America. It lists support for 4 payment methods, including Mastercard, SEPA and ACH.
Brex is a banking-as-a-service provider based in San Francisco, California, USA, founded in 2017. Its main focus is Business Spend Management, and it operates in the United States. It lists support for 4 payment methods, including ACH, Credit Card and Debit Card.
Listed headline, unverified: “No annual fee for Essentials”
Brick is a banking-as-a-service provider based in Jakarta, Indonesia, founded in 2020. Its main focus is Indonesian Open Finance API, and it operates in Indonesia. It lists support for Bank Transfer and Virtual Account.
Listed headline, unverified: “Per-API call”
Brink's Payment Services is a payments company. It operates in France. It lists support for Cash.
Brite Payments is a payments company based in Stockholm, Sweden, founded in 2019. Its main focus is European Instant Payments, and it operates in Europe. It lists support for Bank Transfer and Open Banking.
Listed headline, unverified: “Custom pricing”
BTCPay Server is a crypto payments company based in Open Source Project, founded in 2017. It serves businesses worldwide. It lists support for Bitcoin, Crypto and Lightning Network.
Listed headline, unverified: “0% fees (self-hosted software)”
Buckaroo is a payments company based in Woerden, Netherlands, founded in 2005. Its main focus is Benelux SMEs, and it operates in Europe. It lists support for 8 payment methods, including Visa, Mastercard and PayPal.
Listed headline, unverified: “€0.20-0.50 per transaction”
Buckzy Payments is a banking-as-a-service provider based in Toronto, Canada, founded in 2018. It operates in Asia, Europe and North America. It lists support for SEPA.
Budpay is a payments company based in Lagos, Nigeria, founded in 2018. Its main focus is Nigerian Payment Infrastructure, and it operates in Nigeria. It lists support for 5 payment methods, including Bank Transfer, Credit Card and Debit Card.
Listed headline, unverified: “1.5% capped at NGN 2,000”
Buildium is a payments company based in Boston, Massachusetts, founded in 2004. Its main focus is Residential Rent Payments, and it operates in the United States. It lists support for 4 payment methods, including ACH, Credit Card and Debit Card.
Listed headline, unverified: “Subscription from $62/mo + ACH $2.35 in / $0.99 out; credit cards 2.99%”
bunq is a payments company based in Amsterdam, Netherlands, founded in 2012. Its main focus is European Digital Banking, and it operates in Europe. It lists support for 9 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “From €2.99/month”
Buy Me a Coffee is a payments company based in San Francisco, California, founded in 2018. Its main focus is Creator Monetization, and it operates in Asia, Europe and North America. It lists support for 4 payment methods, including Apple Pay, Google Pay and PayPal.
Listed headline, unverified: “5% platform fee”
BUY NOW PAY Later is a payments company. We have no further details on it yet.
BVNK is a crypto payments company based in London, United Kingdom, founded in 2021. It serves businesses worldwide. It lists support for 8 payment methods, including SEPA, Bitcoin and USDT.
C2FO is a payments company based in Kansas City, Missouri, founded in 2008. Its main focus is Supply Chain Working Capital, and it operates in Africa, Asia, Europe, the Middle East and North America. It lists support for ACH and Wire Transfer.
Listed headline, unverified: “Custom pricing”
CaixaBank is a payments company. It operates in Spain. It lists support for Visa and Mastercard.
Listed headline, unverified: “Custom merchant pricing; acquiring rails sold via Comercia Global Payments (Bank of Spain code 6802) through CaixaBank as agent. No public rate card.”
Campus Commerce (Transact) is a payments company based in Phoenix, Arizona, founded in 2000. Its main focus is University Campus Payments, and it operates in the United States. It lists support for 6 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “Custom institutional pricing”
CanadaHelps is a payments company based in Toronto, Canada, founded in 2000. Its main focus is Canadian Online Donations, and it operates in Canada. It lists support for 6 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “3.5% monthly; 3.75% CDF; 4.5% profile; 5% events; 5.5% P2P”
CanPay is a payments company serving high-risk merchants based in Sacramento, California, founded in 2016. Its main focus is Cannabis Debit Payments, and it operates in the United States. It lists support for ACH and Debit Card.
Listed headline, unverified: “Custom pricing per transaction”
Capital Guardians is a payments company based in Melbourne, Australia, founded in 2009. It operates in Australia and New Zealand.
Carat (Fiserv) is a payments company based in United States, founded in 2021. Its main focus is Enterprise Commerce Platform, and it operates in Asia, Europe and North America. It lists support for 14 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Custom enterprise pricing”
Carbon is a payments company based in Lagos, Nigeria, founded in 2012. Its main focus is Nigerian Fintech Payments, and it operates in Ghana, Kenya and Nigeria. It lists support for Bank Transfer and Virtual Account.
Listed headline, unverified: “₦100,000 one-time fee; ₦100/month per active account + 7.5% VAT; free deposits; variable transfer fees”
Cardaq is a payments company based in London, United Kingdom, founded in 2011. It operates in Europe and North America. It lists support for Visa, Mastercard and UnionPay.
Cardlink (Greece) is a payments company based in Athens, Greece, founded in 2006. Its main focus is Greek POS Network, and it operates in Greece. It lists support for 4 payment methods, including Visa, Mastercard and PayPal.
Listed headline, unverified: “Per-terminal + transaction fees”
Cardnet is a payments company based in Santo Domingo, Dominican Republic, founded in 2000. Its main focus is Dominican Card Processing, and it operates in the Dominican Republic. It lists support for Visa and Mastercard.
Listed headline, unverified: “Merchant discount rate”
CareCredit is a payments company based in Costa Mesa, California, founded in 1987. It operates in the United States. It lists support for 6 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “Merchant discount rate varies”
