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By currency
Pound sterling: 27 priced rails across 5 markets, ranked by what each costs on a £100.00 payment. Cheapest is Stablecoin settlement (USDC / USDT) at 0.04%.
| Method | Market | Listed fee | On £100.00 | Since | Basis |
|---|---|---|---|---|---|
| Guernsey | £0.04 | £0.04 | Estimate | ||
| United Kingdom | £0.04 | £0.04 | Estimate | ||
| Jersey | £0.04 | £0.04 | Estimate | ||
| Isle of Man | £0.04 | £0.04 | Estimate | ||
| Saint Helena, Ascension and Tristan da Cunha | £0.04 | £0.04 | Estimate | ||
 Faster Payments (UK) Real-time payment | United Kingdom | £0.20 | £0.20 | Estimate | |
 UnionPay Card | United Kingdom | 0.6% | £0.60 | Reported rate | |
| United Kingdom | 0.55% + £0.11 | £0.66 | Estimate | ||
 Coinbase Commerce Crypto | United Kingdom | 1% | £1.00 | Estimate | |
 Trustly Bank transfer | United Kingdom | 0.9% + £0.20 | £1.10 | Estimate | |
 Revolut Pay Digital wallet | United Kingdom | 1% + £0.20 | £1.20 | Estimate | |
Bacs Direct Debit (UK) Direct debit | United Kingdom | 1% + £0.20, capped at £4.00 | £1.20 | Estimate | |
| United Kingdom | 1.5% + £0.20 | £1.70 | Estimate | ||
Alipay Digital wallet | United Kingdom | 2.5% | £2.50 | Estimate | |
 Cash App Digital wallet | United Kingdom | 2.75% | £2.75 | Published rate | |
 Google Pay Digital wallet | United Kingdom | 2.9% + £0.22 | £3.12 | Estimate | |
 Apple Pay Digital wallet | United Kingdom | 2.9% + £0.22 | £3.12 | Estimate | |
 PayPal Commercial transactions Digital wallet | United Kingdom | 2.9% + £0.30 | £3.20 | Estimate | |
 Klarna Pay in 3 / Pay later Buy now, pay later | United Kingdom | 3.29% + £0.22 | £3.51 | Estimate | |
| United Kingdom | 3.5% + £0.07 | £3.57 | Estimate | ||
| Guernsey | 3.4% + £0.22 | £3.62 | Estimate | ||
| Jersey | 3.4% + £0.22 | £3.62 | Estimate | ||
| Saint Helena, Ascension and Tristan da Cunha | 3.4% + £0.22 | £3.62 | Estimate | ||
| United Kingdom | 3.4% + £0.22 | £3.62 | Estimate | ||
| Isle of Man | 3.4% + £0.22 | £3.62 | Estimate | ||
 Afterpay / Clearpay Buy now, pay later | United Kingdom | 4.5% + £0.22 | £4.72 | Estimate | |
 paysafecard Cash voucher | United Kingdom | 10% | £10.00 | Estimate |
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
