Payment fees in INR

By currency

Payment fees settled in INR

Indian rupee: 11 priced rails across 1 markets, ranked by what each costs on a ₹100.00 payment. Cheapest is PhonePe at 0%.

Method	Market	Listed fee	On ₹100.00	Since	Basis
PhonePe Digital wallet	India	No fee	₹0.00	1 Jan 2019	Reported rate
Google Pay Digital wallet	India	No fee	₹0.00	1 Jan 2019	Estimate
UPI Real-time payment	India	No fee	₹0.00	1 Jan 2020	Estimate
RuPay Card	India	0.6%	₹0.60	14 Feb 2023	Reported rate
Paytm Wallet Digital wallet	India	1.99%	₹1.99	15 Aug 2022	Estimate
Stripe Card (online) Card	India	2%	₹2.00	8 Oct 2023	Estimate
Razorpay Standard Card	India	2%	₹2.00	10 Sept 2024	Estimate
dLocal Card	India	4.5%	₹4.50	3 Jul 2023	Estimate
Stablecoin settlement (USDC / USDT) Crypto	India	₹4.80	₹4.80	15 Jun 2025	Estimate
Visa / Mastercard International acceptance Card	India	3.4% + ₹28.81	₹32.21	21 Dec 2022	Estimate
PayPal Commercial transactions Digital wallet	India	3.49% + ₹47.06	₹50.55	30 Jul 2023	Estimate

Other currencies

AED AFN ALL AMD ANG AOA ARS AUD AWG AZN BAM BBD BDT BGN BHD BIF BMD BND BOB

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.