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Companies
The companies behind the rails. Most run more than one product at more than one price, so a single ‘what does this company charge’ figure would be a blend of things you would never buy together. Each priced provider’s page breaks it into the products it actually sells.
Priced from published or reported rates, and in every comparison on the site.
138 of 138 providers
1 method · 1 market
Operator of Colombia's PSE online banking redirect.
1 method · 19 markets
Single-platform acquirer used by large enterprises, priced interchange-plus.
1 method · 2 markets
US instalment lender offering interest-bearing and 0% APR checkout financing.
1 method · 5 markets
Pay-in-4 BNPL provider strongest in Australia, New Zealand and the US.
1 method · 14 markets
Telecom operator running Airtel Money across 14 African markets.
1 method · 1 market
Business account and payments platform that accepts cards and local payment methods and settles in more than 20 currencies.
1 method · 1 market
Issuer of Algeria's Edahabia domestic payment card.
1 method · 11 markets
Closed-loop card network and issuer, typically priced above Visa/Mastercard.
1 method · 9 markets
Operator of Alipay, China's largest digital wallet.
1 method · 20 markets
Operator of Apple Pay, a tokenised wallet layered on existing card rails.
1 method · 3 markets
Lebanese card processor and acquirer serving the Levant.
1 method · 6 markets
Thai operator of the TrueMoney wallet and agent network.
1 method · 1 market
Operator of Singapore's PayNow instant transfer scheme.
1 method · 1 market
Australia's payments industry body; the NPP operates the PayID rail.
2 methods · 1 market
Brazilian central bank; operator of the Pix instant payment scheme.
1 method · 1 market
Peruvian bank behind the Yape payment app.
2 methods · 1 market
Mexico's central bank, operator of SPEI and CoDi.
1 method · 1 market
Colombian bank behind the Nequi wallet.
1 method · 1 market
Belgium's domestic debit and mobile payment scheme.
1 method · 1 market
Israeli bank behind the bit payment app.
1 method · 1 market
Indonesia's central bank, operator of the QRIS standard.
1 method · 1 market
Russia's central bank, operator of the SBP instant payment system.
1 method · 1 market
Thailand's central bank, operator of PromptPay.
1 method · 1 market
Bahrain's national payment scheme operator.
1 method · 1 market
Spain's bank-operated instant payment service.
1 method · 1 market
Bangladesh's dominant mobile financial service.
1 method · 2 markets
Operator of Cash App and Square.
1 method · 1 market
Australia's bill payment scheme.
1 method · 4 markets
Middle Eastern super-app operating the Careem Pay wallet.
1 method · 236 markets
Issuer of the USDC dollar stablecoin, used for on-chain settlement.
1 method · 1 market
Morocco's interbank card processor.
1 method · 12 markets
Crypto exchange offering merchant settlement in stablecoins and fiat.
1 method · 1 market
Indonesian digital wallet backed by Ant Group.
1 method · 1 market
Colombian bank behind the Daviplata wallet.
1 method · 20 markets
Cross-border payment gateway specialising in emerging markets.
1 method · 1 market
Bank-owned operator of the Zelle network.
1 method · 1 market
Pakistan's first mobile money service, now a digital bank.
1 method · 1 market
Zimbabwean operator of the EcoCash mobile wallet.
1 method · 1 market
Brazil's domestic card scheme.
1 method · 1 market
Nepal's first and largest digital wallet.
1 method · 1 market
Ethiopia's state telecom operator, running telebirr.
4 methods · 16 markets
Scheme manager for SEPA Credit Transfer, Direct Debit and Instant.
1 method · 1 market
Egypt's dominant bill-payment and cash-collection network.
1 method · 1 market
Brazilian banking federation standardising the Boleto Bancário voucher.
1 method · 1 market
Operator of the FedNow instant settlement service.
1 method · 13 markets
Pan-African payment gateway covering 30+ markets.
1 method · 1 market
Bank-owned operator of Sweden's Swish payment app.
1 method · 12 markets
Operator of Google Pay, a tokenised wallet and UPI front-end in India.
1 method · 1 market
Indonesian technology group behind Gojek and GoPay.
1 method · 6 markets
Southeast Asian super-app operating the GrabPay wallet.
1 method · 2 markets
France's domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Faster Payment System.
1 method · 1 market
Dutch bank-transfer scheme covering the large majority of NL e-commerce.
2 methods · 1 market
Canada's domestic debit and e-Transfer network.
1 method · 3 markets
Nigerian payment processor and operator of the Verve card scheme.
1 method · 1 market
Turkish payment gateway, part of PayU.
1 method · 1 market
Convenience-store chains acting as a nationwide cash payment network.
1 method · 1 market
Pakistan's largest mobile operator, running JazzCash.
1 method · 12 markets
Japan's international card network.
1 method · 1 market
Korean technology group behind KakaoTalk and KakaoPay.
2 methods · 18 markets
Swedish buy-now-pay-later provider with pay-in-3 and pay-later products.
1 method · 1 market
Kuwait's shared banking and payment network.
1 method · 3 markets
Messaging platform operating LINE Pay across East and Southeast Asia.
1 method · 236 markets
Global card network operating credit, debit and prepaid rails.
1 method · 1 market
Philippine wallet and licensed digital bank.
1 method · 1 market
Egypt's domestic card scheme.
1 method · 5 markets
Latin American wallet and acquirer spun out of Mercado Libre.
1 method · 2 markets
Denmark and Finland's dominant mobile payment app.
1 method · 1 market
Vietnam's largest e-wallet.
1 method · 13 markets
Global cash and account remittance network.
1 method · 1 market
Operator of GCash, the Philippines' dominant wallet.
1 method · 1 market
Bangladesh's state-backed mobile wallet.
1 method · 1 market
Korea's dominant search and commerce portal, operating Naver Pay.
4 methods · 1 market
Lebanese digital payment app. Included at user request; details unverified against a public source.
1 method · 1 market
Nordic payment processor, operator of Denmark's Dankort.
1 method · 11 markets
The Gulf's largest merchant acquirer and card processor.
1 method · 1 market
Nigeria Inter-Bank Settlement System, operator of the NIP instant rail.
2 methods · 3 markets
Indian retail-payments umbrella body operating UPI, RuPay and IMPS.
1 method · 4 markets
Operator of Russia's Mir domestic card scheme.
1 method · 1 market
Operator of Hong Kong's Octopus stored-value card.
4 methods · 1 market
Lebanon's largest money-transfer and bill-payment agent network, and its exclusive Western Union agent.
1 method · 14 markets
Telecom operator running Orange Money across Francophone Africa.
1 method · 1 market
Mexican convenience-store chain used as a nationwide cash payment network.
1 method · 1 market
South African instant EFT provider.
1 method · 1 market
Brazilian acquirer and wallet for small merchants.
1 method · 1 market
Peruvian cash voucher payment network.
1 method · 1 market
Turkish e-money wallet with free domestic transfers.
1 method · 11 markets
Pan-African Payment and Settlement System, clearing intra-African payments in local currency.
2 methods · 1 market
Operator of the UK Faster Payments Service and Bacs Direct Debit.
1 method · 3 markets
Benelux QR and instant payment scheme.
1 method · 1 market
South Africa's most widely used online payment gateway.
1 method · 5 markets
Egyptian payment gateway operating across MENA and Pakistan.
2 methods · 1 market
Malaysia's national payments network, operating DuitNow and FPX.
2 methods · 23 markets
Consumer wallet and merchant acquirer with buyer protection across 200+ markets.
1 method · 1 market
Japan's largest QR payment wallet.
1 method · 15 markets
Operator of the paysafecard prepaid voucher network.
2 methods · 5 markets
African payment gateway (a Stripe company) serving Nigeria, Ghana and South Africa.
1 method · 1 market
Indian wallet and payments platform, a major UPI front-end.
1 method · 1 market
India's largest UPI application by volume.
1 method · 1 market
Operator of Poland's BLIK instant payment scheme.
1 method · 1 market
Polish online banking payment aggregator.
1 method · 1 market
Japanese e-commerce group operating Rakuten Pay.
1 method · 1 market
Argentine cash payment counter network.
1 method · 1 market
Indian full-stack payment gateway covering UPI, cards, netbanking and wallets.
1 method · 125 markets
App-based money transfer service whose fee depends on the destination and how the money is delivered, with a margin in the exchange rate on top.
2 methods · 15 markets
Neobank offering multi-currency accounts and business acquiring.
1 method · 1 market
Saudi Arabia's national bill-payment system.
1 method · 1 market
Kenyan operator of M-Pesa, the world's most-used mobile money service.
1 method · 4 markets
Italian payment network that bypasses card rails entirely.
1 method · 1 market
Operator of mada, Saudi Arabia's domestic card and payment network.
1 method · 7 markets
Operator of Shopee and the ShopeePay wallet.
2 methods · 1 market
Operator of Portugal's Multibanco network and MB WAY.
1 method · 8 markets
SMB-focused card acquiring with integrated point-of-sale hardware.
1 method · 1 market
Pakistan's central bank, operator of the Raast instant rail.
1 method · 2 markets
Saudi digital wallet and licensed digital bank.
3 methods · 26 markets
Developer-first global payment processor covering cards, wallets and local methods in 45+ countries.
1 method · 1 market
Austrian banking body behind the eps transfer scheme.
1 method · 5 markets
The Gulf's largest buy-now-pay-later provider.
1 method · 3 markets
Saudi-headquartered BNPL provider operating across the Gulf.
1 method · 30 markets
Remittance app charging no transfer fee, monetising the exchange-rate spread.
1 method · 6 markets
Operator of WeChat Pay, embedded in the WeChat super-app.
1 method · 1 market
Chile's shared card acquirer.
1 method · 14 markets
Pan-European open banking payment provider.
1 method · 2 markets
Switzerland's bank-backed mobile payment app.
1 method · 18 markets
China's card network and the world's largest by cards issued.
1 method · 1 market
Norway's near-universal mobile payment app.
1 method · 236 markets
Global card network setting interchange and scheme fees.
1 method · 1 market
Korean fintech behind the Toss app and bank.
1 method · 1 market
Vietnam's leading QR payment network.
1 method · 6 markets
Operator of M-Pesa in Tanzania, Mozambique, the DRC and Lesotho.
1 method · 1 market
Operator of Vodafone Cash, Egypt's largest mobile wallet.
1 method · 6 markets
Senegalese mobile money operator that cut West African tariffs to a flat 1%.
1 method · 24 markets
The oldest global money-transfer network, with agent payout in almost every country.
6 methods · 3 markets
Lebanese mobile wallet and agent network that became core payments infrastructure after the 2019 banking collapse.
1 method · 20 markets
Cross-border transfers at the mid-market rate with an explicit, separated fee.
1 method · 1 market
Online money transfer service whose fee depends on the destination and the amount sent, with a margin in the exchange rate on top.
1 method · 1 market
South African card-present acquirer for small merchants.
1 method · 3 markets
Australian buy-now-pay-later provider.
1,419 more payment companies we know of from public directories, but have not yet checked the pricing of. Each has a profile with the facts listed for it. Where a company lists a headline fee, we quote it exactly and mark it unverified. None of them feed the comparison tables.
Showing 60 of 732, page 4 of 13
Cregis is a crypto payments company based in Hong Kong, founded in 2017. It operates in Global. It lists support for 15 payment methods, including Bitcoin, USDT and Arbitrum.
Listed headline, unverified: “Subscription/monthly”
Crypto.com Pay is a crypto payments company based in Singapore, founded in 2016. Its main focus is Crypto.com users, and it serves businesses worldwide. It lists support for 8 payment methods, including Bitcoin, USDT and Crypto.
Listed headline, unverified: “0% merchant transaction fee (payout fees apply)”
Currencycloud is a payments company based in London, United Kingdom, founded in 2012. Its main focus is B2B Cross-Border, and it serves businesses worldwide. It lists support for Bank Transfer and SWIFT.
Listed headline, unverified: “0.25-0.40%”
Currensea is a payments company. It operates in the United Kingdom. It lists support for Mastercard.
Custodex is a crypto payments company based in El Salvador. It operates in Global. It lists support for 10 payment methods, including Bitcoin, USDT and Arbitrum.
Dayforce (Ceridian) is a payments company based in Minneapolis, Minnesota, United States, founded in 1992. Its main focus is Enterprise global payroll and HCM, and it operates in Africa, Asia, Europe, Latin America, North America and Oceania. It lists support for ACH, Check and Direct Deposit.
Listed headline, unverified: “Per-employee-per-month subscription (quote-based)”
Debit Success is a payments company based in South Melbourne, Australia, founded in 2002. Its main focus is ANZ Recurring Direct Debit Billing, and it operates in Australia, the United Kingdom and New Zealand. It lists support for 6 payment methods, including Visa, Mastercard and Amex.
Listed headline, unverified: “Per-debit”
Deel is a payments company based in San Francisco, United States, founded in 2019. Its main focus is Global Payroll & Contractor Payments, and it serves businesses worldwide. It lists support for 5 payment methods, including PayPal, Bitcoin and Bank Transfer.
Listed headline, unverified: “From $49/contractor/month”
Dejavoo is a payments company based in San Juan, Puerto Rico, founded in 2003. Its main focus is Affordable POS Terminals, and it operates in Canada, Israel and the United States. It lists support for 8 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Hardware + processing fees (custom; priced via ISOs and resellers)”
Delivery hero is a payments company based in Berlin, Germany. It operates in Greece and the Philippines. It lists support for Visa and Mastercard.
Desjardins Payments is a payments company based in Levis, Quebec, Canada, founded in 1900. It operates in Canada. It lists support for 10 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Custom pricing via Global Payments; no fee for direct deposit into Desjardins business accounts”
DEX Remit is a payments company founded in 2008. It operates in the United Kingdom. It lists support for Visa and Mastercard.
Dialog Finance is a payments company based in Colombo, Sri Lanka, founded in 2012. It operates in Sri Lanka. It lists support for Mobile Money.
Listed headline, unverified: “Low transaction fees”
Diners Club International is a payments company. It operates in Africa, Asia, Europe, Latin America, the Middle East, North America and Oceania.
Discover Global Network is a payments company based in Riverwoods, Illinois, United States, founded in 1985. Its main focus is Discover & Diners Club Network, and it serves businesses worldwide. It lists support for 5 payment methods, including Apple Pay, Google Pay and Contactless.
Listed headline, unverified: “Interchange-based (network fees vary by acquirer and region)”
Divvy is a payments company based in Draper, UT, US, founded in 2016. It operates in the United States. It lists support for 4 payment methods, including Visa, Mastercard and Credit Card.
Listed headline, unverified: “Free software; card revenue via interchange”
Donately is a payments company based in San Diego, California, founded in 2013. It operates in the United States. It lists support for 7 payment methods, including Visa, Mastercard and PayPal.
Listed headline, unverified: “2.9% + $0.30 cards (via Stripe/PayPal); 0.8% ACH (cap $5); platform fee 0%-4% depending on plan”
Dragonpay is a payments company based in Philippines, founded in 2010. Its main focus is Philippines Payment Aggregation, and it operates in the Philippines. It lists support for 5 payment methods, including Bank Transfer, Credit Card and Crypto.
Listed headline, unverified: “Varies by payment method”
Duck Creek Payments is a payments company based in Boston, MA, founded in 2000. Its main focus is Insurance Premium Payments, and it operates in Europe, North America and Oceania. It lists support for 6 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “Custom enterprise pricing”
easyTithe is a payments company based in Oklahoma City, Oklahoma, founded in 2003. Its main focus is Church Digital Tithing, and it operates in the United States. It lists support for 5 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “2.65% + $0.15 per transaction”
EBANX is a payments company based in Curitiba, Brazil, founded in 2012. Its main focus is LATAM Gateway, and it operates in Latin America. It lists support for 13 payment methods, including Visa, Mastercard and Pix.
Listed headline, unverified: “$200/month + 5%”
eCheckPlan is a payments company serving high-risk merchants based in Clearwater, Florida, founded in 2020. It operates in the United States. It lists support for ACH and Wire Transfer.
Listed headline, unverified: “1%–6% + $0.5”
ECOMMBX is a payments company based in Nicosia, Cyprus. It operates in Europe. It lists support for Visa, Mastercard and SEPA.
Listed headline, unverified: “Custom pricing; contact sales for acquiring, card issuing, and e-account quotes.”
Ecospend is a payments company based in London, UK, founded in 2017. Its main focus is UK Open Banking Payments, and it operates in Europe. It lists support for Bank Transfer.
Listed headline, unverified: “Per-transaction”
ECPay is a payments company based in Taipei, Taiwan, founded in 1996. Its main focus is Taiwan e-commerce, and it operates in Asia. It lists support for 7 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2-2.75%”
Ecwid Payments is an embedded payments provider based in San Diego, California, founded in 2009. Its main focus is Multi-Channel E-Commerce, and it serves businesses worldwide. It lists support for 9 payment methods, including Apple Pay, Google Pay and PayPal.
Listed headline, unverified: “2.9% + $0.30 per transaction”
Edenred is a payments company based in Issy-les-Moulineaux, France, founded in 1962. Its main focus is Employee Benefit Payments, and it operates in Asia, Europe, Latin America, the Middle East, North America, Oceania and Southeast Asia. It lists support for 4 payment methods, including ACH, Bank Transfer and Prepaid Card.
Listed headline, unverified: “Commission-based”
Elo (Brazil) is a payments company based in Barueri, São Paulo, Brazil, founded in 2011. Its main focus is Brazilian Card Network, and it operates in Brazil. It lists support for 4 payment methods, including Apple Pay, Google Pay and Pix.
Listed headline, unverified: “Merchant discount rate”
Emburse is a payments company based in Dallas, Texas, founded in 2020. Its main focus is Enterprise travel & expense management, and it operates in Europe, North America and Oceania. It lists support for 4 payment methods, including ACH, Bank Transfer and Credit Card.
Listed headline, unverified: “Custom pricing”
ePay is a payments company based in Aalborg, Denmark, founded in 2001. Its main focus is Danish merchants, and it operates in Europe. It lists support for 12 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “1.45% + DKK 1.95”
ePayPolicy is a payments company based in Austin, Texas, founded in 2014. Its main focus is Insurance Premium Collection, and it operates in the United States. It lists support for 7 payment methods, including Visa, Mastercard and ACH.
Listed headline, unverified: “Custom pricing”
Escrow.com is a payments company based in San Francisco, California, United States, founded in 1999. Its main focus is Online Escrow Services, and it operates in the United States. It lists support for 7 payment methods, including Visa, Mastercard and PayPal.
Listed headline, unverified: “0.89% - 3.25% per transaction”
ESTO is a payments company based in Tallinn, Estonia, founded in 2017. It operates in Estonia, Lithuania and Latvia. It lists support for 4 payment methods, including Visa, Mastercard and BNPL.
Listed headline, unverified: “3-5% for BNPL transactions”
eurochange is a payments company based in Stevenage, United Kingdom, founded in 1975. It operates in the United Kingdom. It lists support for Visa, Mastercard and Cash.
Even (Walmart) is a payments company based in Los Angeles, California, founded in 2019. It operates in the United States. It lists support for Bank Transfer and Debit Card.
Listed headline, unverified: “Employer-sponsored”
Exact Payments is a payments company based in Kitchener, Ontario, Canada, founded in 2017. Its main focus is PayFac-as-a-Service, and it operates in Canada and the United States. It lists support for 4 payment methods, including Apple Pay, Google Pay and Credit Card.
Listed headline, unverified: “Custom pricing”
Facebook Payments International (Meta Pay) is a payments company based in Dublin, Ireland, founded in 2010. It operates in Europe. It lists support for 4 payment methods, including Visa, Mastercard and PayPal.
Farmacia Santa Maria is a payments company. We have no further details on it yet.
FastSpring is a payments company based in Santa Barbara, California, founded in 2005. Its main focus is Software & Digital Product Sales, and it serves businesses worldwide. It lists support for 19 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “8.9% per transaction (includes all payment processing + tax handling)”
FedNow is a payments company based in Washington, DC, United States, founded in 2023. Its main focus is US Real-Time Payments, and it operates in the United States. It lists support for Bank Transfer.
Listed headline, unverified: “$0.045 per PACS.008 credit transfer; $0.01 per request for payment; $25/RTN/month participation fee (waived in 2026)”
Fincra is a payments company based in Lagos, Nigeria, founded in 2021. Its main focus is African Payment Infrastructure, and it operates in Africa, Europe and North America. It lists support for 10 payment methods, including Visa, Mastercard and USDT.
Listed headline, unverified: “1%–3.5%”
Fireblocks is a crypto payments company based in New York, United States, founded in 2018. It serves businesses worldwide. It lists support for 5 payment methods, including Bitcoin, USDT and Ethereum.
Listed headline, unverified: “Custom enterprise pricing”
Flowhub is a payments company serving high-risk merchants based in Denver, Colorado, founded in 2015. Its main focus is Cannabis POS & Payments, and it operates in the United States. It lists support for 4 payment methods, including ACH, Cash and Credit Card.
Listed headline, unverified: “Custom pricing”
Flywire is a payments company based in Boston, Massachusetts, founded in 2009. Its main focus is Education & Healthcare Payments, and it serves businesses worldwide. It lists support for 10 payment methods, including Visa, Mastercard and SEPA.
Listed headline, unverified: “Custom pricing per vertical”
Fondy is a payments company based in Kyiv, Ukraine, founded in 2014. Its main focus is European e-commerce, and it serves businesses worldwide. It lists support for 4 payment methods, including Visa, Mastercard and Apple Pay.
Listed headline, unverified: “2.4-2.8%”
Fonepay is a payments company based in Lalitpur, Nepal, founded in 2004. Its main focus is Nepali Digital Payments, and it operates in Nepal. It lists support for Bank Transfer, Credit Card and QR Code.
Listed headline, unverified: “Low transaction fees”
Forte Payment Systems is a payments company based in Fort Worth, Texas, founded in 1998. Its main focus is Property & Utility Payments, and it operates in the United States. It lists support for 7 payment methods, including Apple Pay, Google Pay and PayPal.
Listed headline, unverified: “Custom pricing”
